Valley Federal Credit Union

The Valley Federal Credit Union is a progressive family-oriented financial institution, 10,000 members strong. Chartered in 1935 as only a five-member institution in a home of one of its chartered members on Levee St. As the city grew, so did Valley Federal Credit Union. It wasn’t long before Valley Federal Credit Union had enough members and could afford a larger office at the Federal Building located on 10th and Elizabeth Streets in 1954.

In the early days, members sometimes had to wait for outstanding loans to be repaid before they could borrow money themselves. Eventually membership increased so sufficient funds were deposited and available for loans without having to wait.

Fifty-three years after Valley Federal Credit Union was chartered, it moved into its current site at 183 E. Price Road in 1978. It gained strength from merges with County, State, and Federal employees. The charter has been amended through the years to admit small entities thru Cameron and Willacy counties. Since 2004 we amended our charter to include the underserved of Cameron County which serves those who live, work, attend school or worship in Cameron County.

Through our long history, Valley Federal Credit Union has pioneered taking the benefits of a credit union to its members. Its future promises the same commitment to providing convenient services.