183 E. Price Road
Brownsville, Texas 78521
Get Directions
Tel. (956) 546-3108
Fax: (956) 544-5404
1613 W. Filmore
Harlingen, Texas 78550
Get Directions
Tel. (956) 425-5668
Fax: (956) 425-4320
1-800-786-3137
Fees
| Share (Saving) Account Services | |
|---|---|
| Share Par Value | $25.00 |
| Minimum balance to open | $25.00 |
| First 3 withdrawals per month | FREE |
| Per withdrawal charge after (Maximum of 3 per month) |
$2.00 |
| Closed account fee (120 days) | $25.00 |
| Share Draft (Checking) Account Services | Free Checking |
|---|
| STAR Checking Account | |
|---|---|
| Minimum to open account | $25.00 |
| Monthly fee *Inquire about SUPER benefits! |
$8.00 |
| Closed account within 120 days | Box of checks will be billed |
| Youth Account | |
|---|---|
| Minimum balance to open | $5.00 |
| On-Line Transaction | FREE |
| Printed Check Charge | Varies depending upon order |
| Money Market Account | |
|---|---|
| Minimum balance to open | $2,500.00 |
| Monthly fee if balance is below $2,500 | $20.00 |
| First 3 withdrawals per month | FREE |
| Per withdrawal charge after (Maximum of 3 per month) |
$20.00 |
| Christmas Club Account | |
|---|---|
| Minimum balance to open | $25.00 |
| Early withdrawal penalty | $10.00 |
| Member Service Fees | |
|---|---|
| SUZIE-Q Phone Service | FREE |
| VFCU official checks (each) | $5.00 |
| NSF | $28.00 |
| Money orders (each) | $2.00 per $1,000 |
| Overdraft Privilege | $28.00 |
| Collection Items | |
|---|---|
| Incoming and outgoing | $10.00 |
| Temporary Checks | |
|---|---|
| Each | $0.25 |
| Stop Payments | |
|---|---|
| VFCU official checks | $30.00 |
| ACH & Draft | $25.00 |
| Personal Checks | $20.00 |
| American Express | |
|---|---|
| Travelers' Checks | 1% of face value |
| Travel Gift Card | $5.95 |
| Wire Transfers | |
|---|---|
| Outgoing | $20.00 |
| Incoming Foreign wires may incur additional charges |
$5.00 |
| Charge Back Checks | $28.00 |
| Safe Deposit Boxes (Rental fee billed from share account in November) |
|
|---|---|
| 3X10 | $45.00 |
| 5X10 | $65.00 |
| 10X10 | $85.00 |
| Drill fee | $25.00 + cost |
| Lost Key | $25.00 + cost |
| Overdraft Transfer Fee | $8.00 |
| Telephone Account Inquiry or Transfer | $5.00 |
| Account Research (per hour) | $20.00 |
| Copy of VFCU records Per item plus research fee |
|
|---|---|
| Copy of VFCU records | Per item plus research fee |
| Quick copy | $3.00 |
| Fax copy of check | $6.00 |
| Return Mail Fee | $3.00 |
| Inactive Account Fee | $5.00 |
| ATM Card Fee Schedule | |
|---|---|
| Replacement or extra card | $5.00 |
| PIN Replacement | $3.00 |
| VISA Check Card Replacement | $5.00 |
| Transactions | |
|---|---|
| VFCU ATM Locations | FREE |
| Stripes ATMs | .75 |
| ATMs not owned by VFCU: | |
|---|---|
| Cash withdrawals | $2.00 |
| Balance inquiries | $2.00 |
| Fund transfers (Third party ATM fees may be assessed) |
$2.00 |
| ATM Research Fees | |
|---|---|
| Film Development fee from another financial institution is paid by the member. These costs can run from $75 to $100 or more. |
| Share Certificate and IRA's | |
|---|---|
| Early withdrawal penalties; Certificates less than one year: 90 days forfeiture of interest; Certificates for one year or more: 180 days forfeiture of interest. |
| Loan Service Fees | |
|---|---|
| Extension Fee | $15.00 |
| Loan research (per hour) | $20.00 |