The Texas grocery store has announced that five Generations Federal Credit Union branches will open in Bexar County stores.

This will offer more resources to credit union members living around the area and will provide convenient, in-and-out transactions for credit union shoppers.

San Antonio Business Journal reports almost 50,000 members in Generations Federal Credit Union San Antonio network, making it the fifth largest credit union in the region.

Become a credit union member with Valley Federal Credit Union. Contact us at (956) 546-3108 for locations and service information.

The start of February 2012 marks lower rates for credit card holders with the annual percentage falling to 14.91 percent. Reports say this rate is the lowest it has been since August 2011 and should continue to decrease.

With only one month gone in 2012, the rate has dropped from 15.14 percent to 14.91. This is promising news for customers who should expect to see a change in the average APR they’re used to.

Pentagon Federal Credit Union reported a 4-point APR decrease on Visa Platinum Cash Rewards, reported creditcards.com.

Customers looking for satisfying credit card rates would benefit from credit union membership. Contact Harlingen’s top credit union, Valley Federal Credit Union, at (956) 546-3108 for more information.

These financial worries don’t need to be so extensive.  Credit unions often work with students to help ease the monetary woes that can add to the already stressful environment of school.

Valley Federal Credit Union in Harlingen can help Rio Grande Valley students learn about the benefits of opening a credit union account.  Some benefits include:

• Lower APR on certain student loan types
• Low- to no-fee checking accounts
• Easy and convenient ATM access
• Dividends paid to credit union members
• Valuable return rates on savings accounts

Credit cards can be beneficial to you, but you must know how to use them correctly. Your credit reports and scores, impact the deals and interest you will receive when you buy a home, finance a car, rent an apartment, apply for a job, buy insurance, purchase a cell phone, or open a new credit card.

To learn more about credit cards and how to use them correctly, contact the Valley Federal Credit Union in Brownsville at  956-546-3108.

Online banking provides you with access to your savings and checking account and even allows you to transfer money without ever stepping foot in the bank.

It’s easy, convenient and free when you open an account with Valley Federal Credit Union. Visit us at our locations in Brownsville, Harlingen and Los Fresnos or contact us at 956-546-3108 for more information.

The first student-run branch of Valley Federal Credit Union is located at Los Fresnos High School. This project was started by Valley Federal Credit Union in 2004 as a way to give back to the community and help educate our youth.
The branch at Los Fresnos High School functions as a complete working branch of Valley Federal Credit Union, except with two main differences:

• It is open only to students and staff

The VFCU branch shows students first hand about the importance of efficient financial practices and transactions. The first two students who helped start the Los Fresnos VFCU branch are now full-time tellers at our main branch in Brownsville. Valley Federal Credit Union encourages graduating student tellers to assume full-time positions at our main branch, as well. We also highly encourage other students, faculty and staff members to open accounts and practice taking care of their financial needs.

The “Falcon Branch” is an operating branch of Valley Federal Credit Union. It is open to students, faculty, and staff. The Falcon Branch shows students firsthand about the importance of responsible financial practices. We are now approaching our 8th school year; we encourage our teller-students, and are proud to have added on the students’ employed there to continue on with VFCU. We have been very fortunate to have students transfer to other depts. As well as further their education. Our staff along, with the student- tellers have given classroom presentations and encourage students and faculty to open accts. with VFCU.

Harlingen Summer Expo

Our VFCU table display reflects the new year’s theme with giveaways as well as staff dressing in costumes. We look forward to this event and enjoy seeing old friends and making new contacts.

Brownsville Summer Expo

Every year we put together a display full of color and “style”. We distribute important information and useful, “fun”, and creative tools to keep VFCU in focus.

Valley Regional Medical Center Health Fairs

 We partnered with VRMC and went to 5 locations in Brownsville and met staff from different businesses and gave out information about our services, and promotions.

Hanna Golf Tournament

We gave some nice give-a-ways to the players who participated; we donated a nice prize for a raffle. And sponsored a team of players to represent Valley federal.

Stock Market Game

Certain Brownsville schools participate in the Stock Market Game, a program which helps students get involved and learn about the buying and selling of commodities (stock). Throughout the fiscal year, students buy and sell certain stocks in hopes of making successful trades. At the end of the year, Valley Federal Credit Union hosts an Award Brunch at our main office in Brownsville recognizing the students’ success by awarding trophies and certificates.

Roar by the Shore

South Padre Islands’ Annual Bike Fest- going on our 6th year we set up our table display with “special themed”, tools to create an exciting energy for members as well as valley visitors. This event allows us to make the ultimate “PR”, for motorcycle loans and other products and services. We have become a favorite with our local members as well as colorful visitors.

Brownsville Community Health Center

We have partnered with BCHC for their Annual School Supply drive. We donate a “gift”, and distribute school supplies and other giveaways.

Valley Federal Credit Union is proud to highlight our, “North Branch”. The North Branch opened on June 20, 2008, with a ribbon cutting ceremony held July 10th.

The North Branch provides an extra level of convenience for VRMC staff and members who want to do business on this side of town. A Valley Federal Credit Union ATM is located in the emergency area waiting room, available 24 hours for staff and patients alike.

The North Branch hours are Monday – Friday, 9 a.m. – 5 p.m.
Closed for lunch 1 p.m – 2 p.m.