{"id":780,"date":"2012-05-31T20:25:40","date_gmt":"2012-05-31T20:25:40","guid":{"rendered":"https:\/\/www.vfcu.net\/?page_id=780"},"modified":"2016-10-03T13:24:15","modified_gmt":"2016-10-03T13:24:15","slug":"benefits-of-joining-a-credit-union","status":"publish","type":"page","link":"https:\/\/www.vfcu.net\/es\/articles\/credit-unions-and-you-a-match-made-in-heaven\/benefits-of-joining-a-credit-union\/","title":{"rendered":"Benefits of joining a credit union"},"content":{"rendered":"<p>It\u2019s not easy trusting others with your finances. Banks can often take advantage of you and charge you fees and high interest rates, and may not provide you a strong return on your investments.<\/p>\n<p>A credit union changes the perception you may have about banks. Unlike a traditional bank, federal credit unions make your best interest their priority. Credit unions provide all of the same services you would receive at a bank, but generally with <strong>lower interest rates<\/strong>, <strong>higher returns<\/strong> on your investments and personal service.<\/p>\n<h2>Why choose a credit union?<\/h2>\n<p>Because credit unions are democratic, <strong>member owned cooperatives<\/strong>, every member, regardless of his\/her account size, will enjoy the same benefits and will have a voice in the governance of the organization.<\/p>\n<p>Some of the benefits you can expect from a credit union include:<\/p>\n<ul>\n<li>One a member, always a member policy<\/li>\n<li>Higher interest rates on basic savings accounts<\/li>\n<li>Interest bearing checking accounts and CD\u2019s<\/li>\n<li>Bonus dividends when available<\/li>\n<li>Lower interest rates on credit cards and loans than most banks<\/li>\n<\/ul>\n<p>Many young families who are just starting out have very demanding financial needs and most often, they are required to stretch their limited dollars. From credit cards to <a href=\"https:\/\/www.vfcu.net\/loans\/auto\/\">car loans<\/a>, credit unions consistently offer lower rates, better terms and lower fees than most banks.<\/p>\n<h2>Contact Us<\/h2>\n<p>For more information on the benefits of joining a federal credit union, contact the Valley Federal Credit Union by visiting us at any of our valley locations, or by calling our main office in Brownsville at 956-546-3108.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>It\u2019s not easy trusting others with your finances. Banks can often take advantage of you and charge you fees and high interest rates, and may not provide you a strong return on your investments. A credit union changes the perception you may have about banks. Unlike a traditional bank, federal credit unions make your best [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":1301,"menu_order":1,"comment_status":"open","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-780","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/pages\/780","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/comments?post=780"}],"version-history":[{"count":0,"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/pages\/780\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/pages\/1301"}],"wp:attachment":[{"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/media?parent=780"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}