{"id":4427,"date":"2019-07-18T15:12:33","date_gmt":"2019-07-18T15:12:33","guid":{"rendered":"https:\/\/www.vfcu.net\/?p=4427"},"modified":"2019-07-18T15:12:33","modified_gmt":"2019-07-18T15:12:33","slug":"3-reasons-why-you-should-do-business-with-our-credit-union-in-brownsville","status":"publish","type":"post","link":"https:\/\/www.vfcu.net\/es\/3-reasons-why-you-should-do-business-with-our-credit-union-in-brownsville\/","title":{"rendered":"3 Reasons Why You Should do Business with Our Credit Union in Brownsville"},"content":{"rendered":"<p>There are so many banking options nowadays that it\u2019s sometimes difficult to decide what you really need to properly manage your finances. As a member of Valley Federal Credit Union, you\u2019ll never have an issue because you\u2019ll be afforded incredible services with the best customer service in the financial industry. Don\u2019t just take our word for it. Learn about three benefits that credit unions have over banks by reading below!<\/p>\n<h2>They Are Member-Owned<\/h2>\n<p>Unlike banks, which are owned by shareholders, credit unions are member-owned. This means that each member of VFCU is afforded several perks. We offer different promotions every quarter, such as skip-a-payment month, and <a href=\"https:\/\/www.vfcu.net\/member-benefits\/\">member savings for future needs<\/a>.<\/p>\n<p>Credit unions like VFCU:<\/p>\n<ul>\n<li>Are not-for-profit institutions, while banks are.<\/li>\n<li>Offer security by being an equal housing lender and are accredited by the NCUASIF.<\/li>\n<li>Are required to offer loans up to 18% interest while bank rates are unregulated.<\/li>\n<\/ul>\n<h2>They Offer a Variety of Services<\/h2>\n<p>Credit unions focus on member savings and loans while banks focus on accounts and commercial loans. If you\u2019re worried that a credit union doesn\u2019t offer checking or savings accounts, then think again. Credit unions like ours offer <a href=\"https:\/\/www.vfcu.net\/savings-and-checking\/money-market\/\">many ways to increase savings<\/a> and offer more loan options than banks.<\/p>\n<p>Compared to banks, our loan options:<\/p>\n<ul>\n<li>Include many types such as <a href=\"https:\/\/www.vfcu.net\/loans\/auto\/\">new and used auto loans<\/a>, lot loans, and <a href=\"https:\/\/www.vfcu.net\/loans\/signature-and-personal-loans\/\">personal financing<\/a>.<\/li>\n<li>Have extended lending rates and are <a href=\"https:\/\/www.netit.financial-net.com\/valleyfcu-loan\/cgi-bin\/ebs?OLB_CMD-SLN-164&amp;loan_file=..\/loan_master\" target=\"_blank\" rel=\"noopener\">easier apply for<\/a>.<\/li>\n<\/ul>\n<h2>It\u2019s a Community<\/h2>\n<p>Although credit unions can be nationally-recognized like banks, they are also locally-owned and more member-focused. Our credit unions in Brownsville, Harlingen, and Raymondville are very<a href=\"https:\/\/www.vfcu.net\/community-events\/\"> involved in our communities<\/a> and are proud to serve our members.<\/p>\n<h2>Join Our Credit Union in Brownsville<\/h2>\n<p>Get to know <a href=\"https:\/\/www.vfcu.net\/board-of-directors\/\">some of our members<\/a> who help maintain VFCU as a community-invested credit union. If what you\u2019ve read so far has you convinced in becoming a member, then <a href=\"https:\/\/www.vfcu.net\/become-a-member\/\">contact us<\/a> or visit one of our locations. We look forward to serving you!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>There are so many banking options nowadays that it\u2019s sometimes difficult to decide what you really need to properly manage your finances. As a member of Valley Federal Credit Union, you\u2019ll never have an issue because you\u2019ll be afforded incredible services with the best customer service in the financial industry. Don\u2019t just take our word [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":4428,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[50],"tags":[],"class_list":["post-4427","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-featured-2"],"_links":{"self":[{"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/posts\/4427","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/comments?post=4427"}],"version-history":[{"count":0,"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/posts\/4427\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/media\/4428"}],"wp:attachment":[{"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/media?parent=4427"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/categories?post=4427"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/tags?post=4427"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}