{"id":4542,"date":"2019-12-13T20:45:39","date_gmt":"2019-12-13T20:45:39","guid":{"rendered":"https:\/\/www.vfcu.net\/?p=4542"},"modified":"2019-12-13T20:47:46","modified_gmt":"2019-12-13T20:47:46","slug":"3-reasons-credit-unions-are-the-best-solution-for-the-holiday-season","status":"publish","type":"post","link":"https:\/\/www.vfcu.net\/es\/3-reasons-credit-unions-are-the-best-solution-for-the-holiday-season\/","title":{"rendered":"3 Reasons Credit Unions Are the Best Solution for the Holiday Season"},"content":{"rendered":"

Do you need financing for your holiday expenses this year? If so, VFCU provides a variety of loans<\/a> and services to meet your financial needs. Although we are a credit union, you can bank with us as a member. Even better, you can request a loan without even being a member! And unlike receiving a loan from a bank, you can expect lower interest rates from our credit union in Brownsville. Learn more about how we make financing hassle-free during the holidays below.<\/p>\n

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Member-Focused Services<\/h2>\n

An incentive to doing business with a credit union is that they are not-for-profit institutions. This means that we make it a priority to provide consumer loans rather than trying to sell you unnecessary commercial loans and accounts. Also, we offer member savings for borrowers, such as our popular holiday-skip-a-payment service<\/a>, available now.<\/p>\n

Affordable Loan Rates<\/h2>\n

We pride ourselves on providing affordable rates. Compared to banks, credit unions cannot offer loans with an APR of over 18%. Banks, on the other hand, have unregulated rates year-round. Not only are we more affordable, but we make it easier to apply for loans. One example is our loyalty signature loan<\/a>.<\/p>\n

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Tracking Holiday Expenses Easily<\/h2>\n

We currently provide e-statements and our Mobile Banking app<\/a> to help our members keep track of their holiday finances. With the app, you can:<\/p>\n