{"id":4950,"date":"2020-09-25T14:53:40","date_gmt":"2020-09-25T14:53:40","guid":{"rendered":"https:\/\/www.vfcu.net\/?p=4950"},"modified":"2020-09-25T14:53:40","modified_gmt":"2020-09-25T14:53:40","slug":"3-tips-to-regrow-your-savings-at-our-credit-union-in-harlingen","status":"publish","type":"post","link":"https:\/\/www.vfcu.net\/es\/3-tips-to-regrow-your-savings-at-our-credit-union-in-harlingen\/","title":{"rendered":"3 Tips to Regrow Your Savings at Our Credit Union in Harlingen"},"content":{"rendered":"<p class=\"p1\"><span class=\"s1\">Were you forced to use your <a href=\"https:\/\/www.vfcu.net\/savings-and-checking\/savings\/\"><span class=\"s2\">savings account<\/span><\/a> during the early weeks of the COVID-19 pandemic to make ends meet? If you did and are wondering how to rebuild it, we have good news for you! You can save money by making a few financial changes and prioritizing what\u2019s most important. You can also utilize our<a href=\"https:\/\/www.vfcu.net\/savings-and-checking\/\"><span class=\"s2\"> banking<\/span><\/a> and <a href=\"https:\/\/www.vfcu.net\/loans\/\"><span class=\"s2\">lending services<\/span><\/a> to help save money at your own pace! Try these three tips from our credit union in Harlingen to make saving money easier.<\/span><\/p>\n<h2><img decoding=\"async\" class=\"aligncenter size-full wp-image-4952\" src=\"https:\/\/www.vfcu.net\/wp-content\/uploads\/2020\/09\/vfcu-Cut-Back-on-Unnecessary-Expenses.jpg\" alt=\"Cut Back on Unnecessary Expenses \" width=\"600\" height=\"400\" title=\"\" srcset=\"https:\/\/www.vfcu.net\/wp-content\/uploads\/2020\/09\/vfcu-Cut-Back-on-Unnecessary-Expenses.jpg 600w, https:\/\/www.vfcu.net\/wp-content\/smush-webp\/2020\/09\/vfcu-Cut-Back-on-Unnecessary-Expenses-300x200.jpg.webp 300w\" sizes=\"(max-width: 639px) 98vw, (max-width: 1199px) 64vw, 600px\" \/><\/h2>\n<h2 class=\"p3\"><span class=\"s1\">Cut Back on Unnecessary Expenses <\/span><\/h2>\n<p class=\"p1\"><span class=\"s1\">Cutting back on unnecessary expenses can save you plenty of money each month! These expenses can include movie\/music streaming subscriptions, cell phone data plans, and so on. According to the U.S. Securities and Exchange Commission, expenses that you should prioritize include:<\/span><\/p>\n<ul class=\"ul1\">\n<li class=\"li1\"><span class=\"s1\">Mortgages or rent<\/span><\/li>\n<li class=\"li1\"><span class=\"s1\">Furniture, food, and childcare<\/span><\/li>\n<li class=\"li1\"><span class=\"s1\">Education necessities and loans<\/span><\/li>\n<li class=\"li1\"><span class=\"s1\">Phone and vehicle payments<\/span><\/li>\n<li class=\"li1\"><span class=\"s1\">Utilities like electricity, gas, water, and sewage<\/span><\/li>\n<li class=\"li1\"><span class=\"s1\">Insurance, health care, retirement plans, and property taxes<\/span><\/li>\n<\/ul>\n<p class=\"p5\"><span class=\"s1\"> <img decoding=\"async\" class=\"aligncenter size-full wp-image-4953\" src=\"https:\/\/www.vfcu.net\/wp-content\/uploads\/2020\/09\/vfcu-Pay-Off-High-Interest-Debts.jpg\" alt=\"Pay Off High-Interest Debts\" width=\"600\" height=\"396\" title=\"\" srcset=\"https:\/\/www.vfcu.net\/wp-content\/uploads\/2020\/09\/vfcu-Pay-Off-High-Interest-Debts.jpg 600w, https:\/\/www.vfcu.net\/wp-content\/smush-webp\/2020\/09\/vfcu-Pay-Off-High-Interest-Debts-300x198.jpg.webp 300w\" sizes=\"(max-width: 639px) 98vw, (max-width: 1199px) 64vw, 600px\" \/><\/span><\/p>\n<h2 class=\"p3\"><span class=\"s1\">Pay Off High-Interest Debts<\/span><\/h2>\n<p class=\"p1\"><span class=\"s1\">Another great way to rebuild your savings is by paying off debts. Doing this first can free up your finances in the future to invest in your savings account. We offer <a href=\"https:\/\/www.vfcu.net\/loans\/consolidation-loan\/\"><span class=\"s2\">consolidation loans<\/span><\/a> at fixed rates to make paying off your debts manageable.<\/span><\/p>\n<h2 class=\"p3\"><span class=\"s1\">Prioritize Your Banking Needs<\/span><\/h2>\n<p class=\"p1\"><span class=\"s1\">Once you save money, prioritize putting it away. We provide several ways to make this possible at our Harlingen credit union:<\/span><\/p>\n<ul class=\"ul1\">\n<li class=\"li1\"><span class=\"s3\"><a href=\"https:\/\/www.vfcu.net\/savings-and-checking\/money-market\/\"><span class=\"s4\">Money market accounts<\/span><\/a><\/span><span class=\"s1\"> to earn interest as you save with easy access to withdrawals.<\/span><\/li>\n<li class=\"li1\"><span class=\"s5\">Savings accounts<\/span><span class=\"s1\">\u00a0to keep your money protected and gain a little interest the longer you save.<\/span><\/li>\n<li class=\"li1\"><span class=\"s3\"><a href=\"https:\/\/www.vfcu.net\/savings-and-checking\/iras\/\"><span class=\"s4\">Individual retirement accounts (IRAs)<\/span><\/a><\/span><span class=\"s1\"> that allow you to save money for retirement.<\/span><\/li>\n<\/ul>\n<h2 class=\"p3\"><span class=\"s1\">Track Your Savings with Our App!<\/span><\/h2>\n<p class=\"p1\"><span class=\"s1\">Use our\u00a0<a href=\"https:\/\/www.vfcu.net\/mobile-banking\/\"><span class=\"s6\">Mobile Money App<\/span><\/a>\u00a0to track your finances! Download it now from the Apple Store and Google Play Store. Be sure to\u00a0<a href=\"https:\/\/www.vfcu.net\/contact\/\"><span class=\"s6\">contact us\u00a0<\/span><\/a>for any questions about our services or becoming a member!<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Were you forced to use your savings account during the early weeks of the COVID-19 pandemic to make ends meet? If you did and are wondering how to rebuild it, we have good news for you! You can save money by making a few financial changes and prioritizing what\u2019s most important. You can also utilize [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":4951,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[59],"tags":[],"class_list":["post-4950","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tips"],"_links":{"self":[{"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/posts\/4950","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/comments?post=4950"}],"version-history":[{"count":0,"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/posts\/4950\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/media\/4951"}],"wp:attachment":[{"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/media?parent=4950"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/categories?post=4950"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/tags?post=4950"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}