{"id":5025,"date":"2020-10-19T15:45:10","date_gmt":"2020-10-19T15:45:10","guid":{"rendered":"https:\/\/www.vfcu.net\/?p=5025"},"modified":"2020-10-19T15:45:10","modified_gmt":"2020-10-19T15:45:10","slug":"3-ways-a-personal-loan-can-help-you-during-the-holidays","status":"publish","type":"post","link":"https:\/\/www.vfcu.net\/es\/3-ways-a-personal-loan-can-help-you-during-the-holidays\/","title":{"rendered":"3 Ways a Personal Loan Can Help You During the Holidays"},"content":{"rendered":"<p class=\"p1\"><span class=\"s1\">The holiday season is filled with many celebrations and expenses like gifts, holiday meals, family get-togethers, and pricey vacations. As these costs add up, you could end up dealing with financial troubles before the beginning of 2021! Fortunately, our Harlingen credit union offers\u00a0<a href=\"https:\/\/www.vfcu.net\/loans\/signature-and-personal-loans\/\"><span class=\"s2\">personal loans<\/span><\/a>\u00a0that help to make any purchase affordable. Learn about their benefits below.<\/span><\/p>\n<h2><img decoding=\"async\" class=\"aligncenter size-full wp-image-5028\" src=\"https:\/\/www.vfcu.net\/wp-content\/uploads\/2020\/10\/vfcu-para-3-Lending-Rates.jpg\" alt=\"They Can Support Your Budget\" width=\"600\" height=\"400\" title=\"\" srcset=\"https:\/\/www.vfcu.net\/wp-content\/uploads\/2020\/10\/vfcu-para-3-Lending-Rates.jpg 600w, https:\/\/www.vfcu.net\/wp-content\/smush-webp\/2020\/10\/vfcu-para-3-Lending-Rates-300x200.jpg.webp 300w\" sizes=\"(max-width: 639px) 98vw, (max-width: 1199px) 64vw, 600px\" \/><\/h2>\n<h2 class=\"p3\"><span class=\"s1\">They Can Support Your Budget<\/span><\/h2>\n<p class=\"p1\"><span class=\"s1\">Does your entire paycheck go to paying bills every month? If you\u2019re struggling to make ends meets and have little to no money for the holidays, then a personal loan may be for you! Here are a few ways to make the most out of yours:<\/span><\/p>\n<ul class=\"ul1\">\n<li class=\"li1\"><span class=\"s1\">Never borrow more than you can handle.<\/span><\/li>\n<li class=\"li1\"><span class=\"s1\">Prioritize making loan payments once your repayment schedule begins.<\/span><\/li>\n<li class=\"li1\"><span class=\"s1\">Use future income like income tax returns and money gifts as payments toward your loans.<\/span><\/li>\n<\/ul>\n<h2><img decoding=\"async\" class=\"aligncenter size-full wp-image-5027\" src=\"https:\/\/www.vfcu.net\/wp-content\/uploads\/2020\/10\/vfcu-emergency-fund.jpg\" alt=\"They Can Prepare You for Emergencies\" width=\"600\" height=\"400\" title=\"\" srcset=\"https:\/\/www.vfcu.net\/wp-content\/uploads\/2020\/10\/vfcu-emergency-fund.jpg 600w, https:\/\/www.vfcu.net\/wp-content\/smush-webp\/2020\/10\/vfcu-emergency-fund-300x200.jpg.webp 300w\" sizes=\"(max-width: 639px) 98vw, (max-width: 1199px) 64vw, 600px\" \/><\/h2>\n<h2 class=\"p3\"><span class=\"s1\">They Can Prepare You for Emergencies<\/span><\/h2>\n<p class=\"p1\"><span class=\"s1\">Need to repair a car or pay an unexpected medical bill? Personal loans are a great alternative during the holidays when you need money in an emergency. Not only do we offer affordable loans, but we also have our\u00a0<a href=\"https:\/\/www.vfcu.net\/mobile-banking\/\"><span class=\"s2\">Mobile Money App<\/span><\/a>\u00a0to help you stay on track of your finances and more!<\/span><\/p>\n<h2 class=\"p3\"><span class=\"s1\">You Get Comparable Lending Rates<\/span><\/h2>\n<p class=\"p1\"><span class=\"s1\">Compared to banks, VFCU is a not-for-profit institution that aims to create services for our members. Our loans can:<\/span><\/p>\n<ul class=\"ul1\">\n<li class=\"li1\"><span class=\"s1\">Potentially offer up to 100% financing.<\/span><\/li>\n<li class=\"li1\"><span class=\"s1\">Automatically be deducted from your account for your convenience.<\/span><\/li>\n<li class=\"li1\"><span class=\"s1\">Extend for up to 60 months with rates as low as 8.85% APR.<\/span><b>\u00a0<\/b><\/li>\n<\/ul>\n<h2 class=\"p3\"><span class=\"s1\">Apply for a Loan Online!<\/span><\/h2>\n<p class=\"p1\"><span class=\"s1\">Applying for a personal loan is easy and can be done\u00a0<a href=\"https:\/\/www.netit.financial-net.com\/valleyfcu-loan\/cgi-bin\/ebs?OLB_CMD-SLN-164&amp;loan_file=..\/loan_master\" target=\"_blank\" rel=\"noopener\"><span class=\"s2\">online through our loan portal<\/span><\/a>! If you have any questions about applying,\u00a0<a href=\"https:\/\/www.vfcu.net\/contact\/\"><span class=\"s2\">contact us online<\/span><\/a> or visit us in person. Please read our\u00a0<a href=\"https:\/\/www.vfcu.net\/\"><span class=\"s2\">visitor guidelines on our homepage<\/span><\/a>\u00a0before visiting.<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\"><b><i>Rates are subject to change without notice<\/i><\/b>. <b><i>Certain restrictions apply. For more information, visit one of our locations<\/i><\/b>.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The holiday season is filled with many celebrations and expenses like gifts, holiday meals, family get-togethers, and pricey vacations. As these costs add up, you could end up dealing with financial troubles before the beginning of 2021! Fortunately, our Harlingen credit union offers\u00a0personal loans\u00a0that help to make any purchase affordable. Learn about their benefits below. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":5026,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[56],"tags":[],"class_list":["post-5025","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-loans"],"_links":{"self":[{"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/posts\/5025","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/comments?post=5025"}],"version-history":[{"count":0,"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/posts\/5025\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/media\/5026"}],"wp:attachment":[{"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/media?parent=5025"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/categories?post=5025"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/tags?post=5025"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}