{"id":5166,"date":"2021-01-06T21:02:33","date_gmt":"2021-01-06T21:02:33","guid":{"rendered":"https:\/\/www.vfcu.net\/?p=5166"},"modified":"2021-01-06T21:02:33","modified_gmt":"2021-01-06T21:02:33","slug":"how-to-invest-for-a-stable-new-year-with-our-credit-union-in-harlingen","status":"publish","type":"post","link":"https:\/\/www.vfcu.net\/es\/how-to-invest-for-a-stable-new-year-with-our-credit-union-in-harlingen\/","title":{"rendered":"How to Invest for a Stable New Year with Our Credit Union in Harlingen"},"content":{"rendered":"<p class=\"p1\"><span class=\"s1\">If 2020 taught us anything, it\u2019s the importance of investing for the future. Saving money can help you and your family by covering for unforeseen expenses or just having the assurance that funds are available to make any necessary purchases. Our credit union in Harlingen offers a variety of ways to <a href=\"https:\/\/www.vfcu.net\/savings-and-checking\/savings\/\"><span class=\"s2\">save and increase your funds<\/span><\/a>. Take a look at these services <\/span><span class=\"s3\">to secure your financial standing.<\/span><\/p>\n<h2><img decoding=\"async\" class=\"aligncenter size-full wp-image-5168\" src=\"https:\/\/www.vfcu.net\/wp-content\/uploads\/2021\/01\/para-2-vfcu-How-to-Invest.jpg\" alt=\"Start a Savings Account\" width=\"600\" height=\"400\" title=\"\" srcset=\"https:\/\/www.vfcu.net\/wp-content\/uploads\/2021\/01\/para-2-vfcu-How-to-Invest.jpg 600w, https:\/\/www.vfcu.net\/wp-content\/smush-webp\/2021\/01\/para-2-vfcu-How-to-Invest-300x200.jpg.webp 300w\" sizes=\"(max-width: 639px) 98vw, (max-width: 1199px) 64vw, 600px\" \/><\/h2>\n<h2 class=\"p3\"><span class=\"s1\">Start a Savings Account<\/span><\/h2>\n<p class=\"p1\"><span class=\"s1\">One of the main advantages of\u00a0<a href=\"https:\/\/www.vfcu.net\/savings-and-checking\/savings\/\"><span class=\"s4\">opening a savings account<\/span><\/a>\u00a0is the amount of interest that helps it grow. The sooner you start investing, the more money you can get back. Many people miss out on potential earnings when they don\u2019t put their money in a non-interest bank account. <\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">With our Harlingen credit union:<\/span><\/p>\n<ul class=\"ul1\">\n<li class=\"li5\"><span class=\"s1\">You only need a minimum of $25 to open a savings account.<\/span><\/li>\n<li class=\"li1\"><span class=\"s1\">You must maintain a minimum of $500 each day to grow your investment.<\/span><\/li>\n<li class=\"li1\"><span class=\"s1\">Your money is insured by the National Credit Union Association Insurance Fund.<\/span><\/li>\n<\/ul>\n<h2><img decoding=\"async\" class=\"aligncenter size-full wp-image-5169\" src=\"https:\/\/www.vfcu.net\/wp-content\/uploads\/2021\/01\/para-3-How-to-Invest.jpg\" alt=\"Open a Money Market Account\" width=\"600\" height=\"408\" title=\"\" srcset=\"https:\/\/www.vfcu.net\/wp-content\/uploads\/2021\/01\/para-3-How-to-Invest.jpg 600w, https:\/\/www.vfcu.net\/wp-content\/smush-webp\/2021\/01\/para-3-How-to-Invest-300x204.jpg.webp 300w\" sizes=\"(max-width: 639px) 98vw, (max-width: 1199px) 64vw, 600px\" \/><\/h2>\n<h2 class=\"p3\"><span class=\"s1\">Open a Money Market Account<\/span><\/h2>\n<p class=\"p1\"><span class=\"s1\">Compared to a savings account, a\u00a0<a href=\"https:\/\/www.vfcu.net\/savings-and-checking\/money-market\/\"><span class=\"s4\">money market account<\/span><\/a>\u00a0allows you to earn interest over a longer-term. It\u2019s also useful for making big purchases like vehicles. <\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">Know that:<\/span><\/p>\n<ul class=\"ul1\">\n<li class=\"li5\"><span class=\"s1\">You\u2019ll need a minimum of $2,500 to open a money market account.<\/span><\/li>\n<li class=\"li1\"><span class=\"s1\">If the amount falls below the required minimum daily balance during any time of the month, your account will be subject to a $20.00 fee for that month.<\/span><\/li>\n<\/ul>\n<h2 class=\"p3\"><span class=\"s1\">Invest in an IRA<\/span><\/h2>\n<p class=\"p1\"><span class=\"s1\">An\u00a0<a href=\"https:\/\/www.vfcu.net\/savings-and-checking\/iras\/\"><span class=\"s4\">IRA (individual retirement account)<\/span><\/a>\u00a0allows you to save money and improve your retirement\u2019s financial security. The sooner you start saving, the more your earnings can grow exponentially. This option is suitable for people who can only invest a small amount of money.<\/span><\/p>\n<h2 class=\"p3\"><span class=\"s1\">Save with Our Credit Union<\/span><\/h2>\n<p class=\"p1\"><span class=\"s1\">As a member of our Harlingen credit union, you get access to\u00a0<a href=\"https:\/\/www.vfcu.net\/savings-and-checking\/\"><span class=\"s4\">many services that cater to you<\/span><\/a>\u00a0first. If you have any questions, be sure to\u00a0<a href=\"https:\/\/www.vfcu.net\/contact\/\"><span class=\"s4\">send us a message<\/span><\/a>\u00a0or call (956) 425-5668.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>If 2020 taught us anything, it\u2019s the importance of investing for the future. Saving money can help you and your family by covering for unforeseen expenses or just having the assurance that funds are available to make any necessary purchases. Our credit union in Harlingen offers a variety of ways to save and increase your [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":5167,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[59,52],"tags":[],"class_list":["post-5166","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tips","category-financial-education"],"_links":{"self":[{"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/posts\/5166","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/comments?post=5166"}],"version-history":[{"count":0,"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/posts\/5166\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/media\/5167"}],"wp:attachment":[{"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/media?parent=5166"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/categories?post=5166"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/tags?post=5166"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}