{"id":5307,"date":"2021-03-16T01:07:37","date_gmt":"2021-03-16T01:07:37","guid":{"rendered":"https:\/\/www.vfcu.net\/?p=5307"},"modified":"2021-03-17T16:27:09","modified_gmt":"2021-03-17T16:27:09","slug":"be-on-the-lookout-for-these-gift-card-scams","status":"publish","type":"post","link":"https:\/\/www.vfcu.net\/es\/be-on-the-lookout-for-these-gift-card-scams\/","title":{"rendered":"Gift Card Scams: Protect Yourself and Your Money!"},"content":{"rendered":"<p class=\"p1\"><span class=\"s1\"><a href=\"https:\/\/www.vfcu.net\/2021\/02\/23\/a-few-tips-to-help-you-avoid-income-tax-return-scams\/\">In a previous blog<\/a><\/span>, we discussed various income tax return scams. Unfortunately, scammers are always looking for new ways to take advantage of people. One method is by pressuring them to purchase expensive gift cards as a form of payment and even going so far as selling fake cards online.<span class=\"Apple-converted-space\">\u00a0<\/span><\/p>\n<p class=\"p1\">Some of these scammers also claim to be IRS employees or creditors who are owed money. We want our members to know that our Harlingen credit union never asks for gift cards as a form of payment and that all legitimate businesses don\u2019t either.<span class=\"Apple-converted-space\">\u00a0<\/span><\/p>\n<p class=\"p1\">Here is what you need to know about gift card scams.<span class=\"Apple-converted-space\">\u00a0<\/span><\/p>\n<h2><img decoding=\"async\" class=\"aligncenter size-full wp-image-5309\" src=\"https:\/\/www.vfcu.net\/wp-content\/uploads\/2021\/03\/VFCU-para-1.jpg\" alt=\"How Does the Scam Work?\" width=\"600\" height=\"400\" title=\"\" srcset=\"https:\/\/www.vfcu.net\/wp-content\/uploads\/2021\/03\/VFCU-para-1.jpg 600w, https:\/\/www.vfcu.net\/wp-content\/smush-webp\/2021\/03\/VFCU-para-1-300x200.jpg.webp 300w\" sizes=\"(max-width: 639px) 98vw, (max-width: 1199px) 64vw, 600px\" \/><\/h2>\n<h2 class=\"p4\">How do These Scams Work?<\/h2>\n<p class=\"p5\">Many scammers tend to contact victims by phone, email, or text message. Know that institutions like the IRS never contact people through these methods. Scammers will claim that you owe money for outstanding debts, late bills, or even fines. And as a form of payment, they\u2019ll request a gift card.<span class=\"Apple-converted-space\">\u00a0<\/span><\/p>\n<p class=\"p1\">As we mentioned before, no legitimate business, financial institution, or government body uses this method of payment. So, if you receive some sort of communication that isn\u2019t through the mail or requests a gift card for payment, ignore it. And for peace of mind, reach out to our credit union in Brownsville for information on how to protect yourself from these scams.<span class=\"Apple-converted-space\">\u00a0<\/span><\/p>\n<h2><img decoding=\"async\" class=\"aligncenter size-full wp-image-5310\" src=\"https:\/\/www.vfcu.net\/wp-content\/uploads\/2021\/03\/VFCU-para-2-1.jpg\" alt=\"Use Gift Cards Responsibly\" width=\"600\" height=\"407\" title=\"\" srcset=\"https:\/\/www.vfcu.net\/wp-content\/uploads\/2021\/03\/VFCU-para-2-1.jpg 600w, https:\/\/www.vfcu.net\/wp-content\/smush-webp\/2021\/03\/VFCU-para-2-1-300x204.jpg.webp 300w\" sizes=\"(max-width: 639px) 98vw, (max-width: 1199px) 64vw, 600px\" \/><\/h2>\n<h2 class=\"p4\">Use Gift Cards Responsibly<\/h2>\n<p class=\"p1\">If you plan to purchase a gift card for yourself, a family member, or a friend, then here are some tips to keep in mind:<span class=\"Apple-converted-space\">\u00a0<\/span><\/p>\n<ul class=\"ul1\">\n<li class=\"li1\">Keep the receipt<\/li>\n<li class=\"li1\">Make note of the card number and make sure its PIN on the back isn\u2019t scratched off<\/li>\n<li class=\"li1\">Keep track of how much money is on the card if you don\u2019t use it entirely<\/li>\n<li class=\"li1\">Never purchase cards from auction websites like eBay since scammers tend to target buyers easily<span class=\"Apple-converted-space\">\u00a0<\/span><\/li>\n<li class=\"li1\">If you lose the card or if it\u2019s stolen, notify the company or institution it was purchased from<\/li>\n<\/ul>\n<h2 class=\"p4\">Contact Our Credit Union in Harlingen<\/h2>\n<p class=\"p5\">Learn more about how we protect your finances with our <a href=\"https:\/\/www.vfcu.net\/2020\/12\/23\/3-reasons-to-take-advantage-of-mobile-banking-in-2021\/\"><span class=\"s3\">online banking<\/span><\/a> services. Follow us on <a href=\"https:\/\/www.facebook.com\/ValleyFederalCreditUnion\/\" target=\"_blank\" rel=\"noopener\"><span class=\"s4\">Facebook<\/span><\/a>, <a href=\"https:\/\/twitter.com\/valleyfcu\" target=\"_blank\" rel=\"noopener\"><span class=\"s4\">Twitter<\/span><\/a>, and <a href=\"https:\/\/www.instagram.com\/valleyfederalcreditunion\/\" target=\"_blank\" rel=\"noopener\"><span class=\"s4\">Instagram<\/span><\/a> for information and news. <a href=\"https:\/\/www.vfcu.net\/contact\/\"><span class=\"s4\">Contact us online<\/span><\/a> or call (956) 546-3108 for questions.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>In a previous blog, we discussed various income tax return scams. Unfortunately, scammers are always looking for new ways to take advantage of people. One method is by pressuring them to purchase expensive gift cards as a form of payment and even going so far as selling fake cards online.\u00a0 Some of these scammers also [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":5313,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[59],"tags":[],"class_list":["post-5307","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tips"],"_links":{"self":[{"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/posts\/5307","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/comments?post=5307"}],"version-history":[{"count":0,"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/posts\/5307\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/media\/5313"}],"wp:attachment":[{"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/media?parent=5307"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/categories?post=5307"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/tags?post=5307"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}