{"id":5441,"date":"2021-07-06T19:44:45","date_gmt":"2021-07-06T19:44:45","guid":{"rendered":"https:\/\/www.vfcu.net\/?p=5441"},"modified":"2022-05-04T22:27:33","modified_gmt":"2022-05-04T22:27:33","slug":"hurricane-season-a-few-financial-tips-to-keep-in-mind-during-this-period","status":"publish","type":"post","link":"https:\/\/www.vfcu.net\/es\/hurricane-season-a-few-financial-tips-to-keep-in-mind-during-this-period\/","title":{"rendered":"Hurricane Season: A Few Financial Tips to Keep in Mind During this Period"},"content":{"rendered":"<p>In a previous blog, we discussed the\u00a0<a href=\"https:\/\/www.vfcu.net\/2020\/08\/06\/repair-your-homes-damages-during-hurricane-season-with-a-signature-loan\/\">importance of prepping for hurricane season<\/a>. Although there are basic steps you can take to\u00a0<a href=\"https:\/\/www.vfcu.net\/member-benefits\/trustage\/\">ensure your family\u2019s safety<\/a>, you also need to be financially prepared.\u00a0Our credit union\u00a0in Brownsville wants to share a few tips to help you out.<\/p>\n<h2>Create a Financial Emergency Kit<\/h2>\n<p>A <a href=\"https:\/\/www.vfcu.net\/2019\/07\/01\/prepare-for-hurricane-season-with-these-tips-from-our-credit-union-in-harlingen\/\">financial\u00a0emergency kit<\/a>\u00a0should include essential items like photo IDs, birth certificates, social security cards, and military service IDs (if available).<\/p>\n<p>However, financial records like the following should also be saved:<\/p>\n<ul>\n<li>Proof of mortgage payments<\/li>\n<li>Proof of income<\/li>\n<li>Tax statements<\/li>\n<li>Insurance policies<\/li>\n<\/ul>\n<h2><strong> <img decoding=\"async\" class=\"aligncenter size-full wp-image-5443\" src=\"https:\/\/www.vfcu.net\/wp-content\/uploads\/2021\/07\/banks-Brownsville.jpg\" alt=\"Utilize Our Mobile Banking App\" width=\"600\" height=\"400\" title=\"\" srcset=\"https:\/\/www.vfcu.net\/wp-content\/uploads\/2021\/07\/banks-Brownsville.jpg 600w, https:\/\/www.vfcu.net\/wp-content\/smush-webp\/2021\/07\/banks-Brownsville-300x200.jpg.webp 300w\" sizes=\"(max-width: 639px) 98vw, (max-width: 1199px) 64vw, 600px\" \/><\/strong><\/h2>\n<h2>Utilize Our Mobile Banking App<\/h2>\n<p>We suggest keeping a small amount of cash on your person for emergencies.<\/p>\n<p>You should also download our\u00a0<a href=\"https:\/\/www.vfcu.net\/savings-and-checking\/benefits-of-using-your-mobile-app\/\">Mobile Money App<\/a> and take advantage of:<\/p>\n<ul>\n<li>Our mobile check deposit service<\/li>\n<li>Making transfers with\u00a0<a href=\"https:\/\/www.vfcu.net\/zelle\/\">Zelle\u00ae<\/a><\/li>\n<li>Viewing your balances and transaction history<\/li>\n<li><a href=\"https:\/\/www.uchooserewards.com\/e\/members\/verifypasswd.php?sid=40XXdKrlo40&amp;login=true&amp;xfrom=home\" target=\"_blank\" rel=\"noopener\">U Choose Rewards<\/a>\u00a0to earn points on every dollar you spend using your debit card.<\/li>\n<\/ul>\n<p><img decoding=\"async\" class=\"aligncenter size-full wp-image-5444\" src=\"https:\/\/www.vfcu.net\/wp-content\/uploads\/2021\/07\/personalloans-brownsville-banksharlingen.jpg\" alt=\"Use a Personal Loan\" width=\"600\" height=\"401\" title=\"\" srcset=\"https:\/\/www.vfcu.net\/wp-content\/uploads\/2021\/07\/personalloans-brownsville-banksharlingen.jpg 600w, https:\/\/www.vfcu.net\/wp-content\/smush-webp\/2021\/07\/personalloans-brownsville-banksharlingen-300x201.jpg.webp 300w\" sizes=\"(max-width: 639px) 98vw, (max-width: 1199px) 64vw, 600px\" \/><\/p>\n<h2>Use a Personal Loan<\/h2>\n<p>Having extra cash on hand is always helpful. We currently offer\u00a0<a href=\"https:\/\/www.vfcu.net\/loans\/signature-and-personal-loans\/\">personal loans<\/a>\u00a0for up to 60 months for as low as 8.85% APR interest. You may be able to receive up to 100% financing!<\/p>\n<p>Personal loans help to:<\/p>\n<ul>\n<li>Pay for bills<\/li>\n<li>Purchase goods<\/li>\n<li>Afford hotel stays if an evacuation order is declared in your area<\/li>\n<\/ul>\n<p>For a limited time, apply for\u00a0Skip-a-Payment\u00a0on your loans this July!<\/p>\n<h2>Start an Emergency Fund at VFCU Today!<\/h2>\n<p>Create an\u00a0<a href=\"https:\/\/www.vfcu.net\/savings-and-checking\/star-checking-account\/\">emergency fund or open a STAR Checking Account<\/a>, which includes tons of perks like health discounts, insurance benefits, and discounts for grocery shopping.\u00a0<a href=\"https:\/\/www.vfcu.net\/contact\/\">Contact our credit union in Brownsville to get started<\/a>.<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>In a previous blog, we discussed the\u00a0importance of prepping for hurricane season. Although there are basic steps you can take to\u00a0ensure your family\u2019s safety, you also need to be financially prepared.\u00a0Our credit union\u00a0in Brownsville wants to share a few tips to help you out. Create a Financial Emergency Kit A financial\u00a0emergency kit\u00a0should include essential items [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":5442,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[56],"tags":[],"class_list":["post-5441","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-loans"],"_links":{"self":[{"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/posts\/5441","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/comments?post=5441"}],"version-history":[{"count":0,"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/posts\/5441\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/media\/5442"}],"wp:attachment":[{"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/media?parent=5441"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/categories?post=5441"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/tags?post=5441"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}