{"id":5513,"date":"2021-10-01T15:42:26","date_gmt":"2021-10-01T15:42:26","guid":{"rendered":"https:\/\/www.vfcu.net\/?p=5513"},"modified":"2021-10-01T19:24:59","modified_gmt":"2021-10-01T19:24:59","slug":"3-tips-to-build-your-savings-at-our-credit-union-in-harlingen","status":"publish","type":"post","link":"https:\/\/www.vfcu.net\/es\/3-tips-to-build-your-savings-at-our-credit-union-in-harlingen\/","title":{"rendered":"3 Tips to Build Your Savings at our Credit Union in Harlingen"},"content":{"rendered":"<p>Previously, we mentioned the <a href=\"https:\/\/www.vfcu.net\/articles\/financial-advice\/savings-account\/4-benefits-of-opening-a-savings-account\/\">importance of opening a savings account<\/a>. This account is beneficial if you want to save for your future goals, such as getting a new car or enjoying a comfortable retirement. However, when life throws us curveballs, we may need to dip into our savings account from time to time. This can deplete your money fast! Our credit union wants to share three ways you can build your savings.<\/p>\n<p><img decoding=\"async\" class=\"aligncenter size-full wp-image-5514\" src=\"https:\/\/www.vfcu.net\/wp-content\/uploads\/2021\/10\/mobile-app.jpg\" alt=\"Having an emergency fund can help you pay for unexpected purchases without dipping into your savings account.\" width=\"600\" height=\"401\" title=\"\" srcset=\"https:\/\/www.vfcu.net\/wp-content\/uploads\/2021\/10\/mobile-app.jpg 600w, https:\/\/www.vfcu.net\/wp-content\/smush-webp\/2021\/10\/mobile-app-300x201.jpg.webp 300w\" sizes=\"(max-width: 639px) 98vw, (max-width: 1199px) 64vw, 600px\" \/><\/p>\n<h2>Create an Emergency Fund<\/h2>\n<p>Having an emergency fund can help you pay for unexpected purchases without dipping into your savings account.<\/p>\n<p>Consider the following:<\/p>\n<ul>\n<li>Is an emergency <a href=\"https:\/\/www.vfcu.net\/cards\/credit-cards\/\">credit card<\/a> right for you?<\/li>\n<li>How much money do you want to save in your emergency fund?<\/li>\n<li>What are your short and long-term goals for this emergency fund?<\/li>\n<\/ul>\n<h2>Track Your Money Wisely<\/h2>\n<p>Another way to build a savings account is to pay yourself first every pay period. Doing so ensures you slowly rebuild your savings every month.\u00a0<a href=\"https:\/\/www.vfcu.net\/savings-and-checking\/benefits-of-using-your-mobile-app\/\">Our app<\/a>\u00a0can help you track this!<\/p>\n<p>The app helps you to:<\/p>\n<ul>\n<li>Send money to others using\u00a0<a href=\"https:\/\/www.vfcu.net\/zelle\/\">Zelle\u00ae.<\/a><\/li>\n<li>Pay your bills on time with Bill Pay.<\/li>\n<li>Use\u00a0<a href=\"https:\/\/www.vfcu.net\/2016\/09\/22\/apple-pay-has-arrived-vfcu\/\">Apple Pay<\/a>\u00a0for contactless shopping.<\/li>\n<li>Easily upload your checks through\u00a0<a href=\"https:\/\/www.vfcu.net\/savings-and-checking\/mobile-deposits\/\">Mobile Check Deposit<\/a>.<\/li>\n<li>Earn points on every dollar spent on your debit card with\u00a0<a href=\"https:\/\/www.uchooserewards.com\/e\/members\/verifypasswd.php?sid=40XXdKrlo40&amp;login=true&amp;xfrom=home\" target=\"_blank\" rel=\"noopener\">UChoose Rewards<\/a>.<\/li>\n<\/ul>\n<h2>Invest your Savings<\/h2>\n<p>Another great way to protect your money is to invest it! Our credit union in Harlingen offers:<\/p>\n<ul>\n<li><a href=\"https:\/\/www.vfcu.net\/savings-and-checking\/money-market\/\">Money market accounts<\/a>\u00a0that earn interest over a long-term period.<\/li>\n<li><a href=\"https:\/\/www.vfcu.net\/savings-and-checking\/iras\/\">IRAs (investment retirement accounts<\/a>) to improve your future financial security.<\/li>\n<li>Access to a\u00a0<a href=\"https:\/\/www.vfcu.net\/member-benefits\/money-concepts\/\">\u00a0private financial advisor<\/a>\u00a0to make suggestions on how to save more money.<\/li>\n<\/ul>\n<h2>Contact Our Harlingen Credit Union<\/h2>\n<p><a href=\"https:\/\/www.vfcu.net\/contact\/\">Contact us online<\/a> or call (956) 546-3108 for questions about our loans or how to become a member. Follow us on <a href=\"https:\/\/www.facebook.com\/ValleyFederalCreditUnion\/\" target=\"_blank\" rel=\"noopener\">Facebook<\/a>,\u00a0<a href=\"https:\/\/www.instagram.com\/valleyfederalcreditunion\/\" target=\"_blank\" rel=\"noopener\">Instagram<\/a>, and\u00a0<a href=\"https:\/\/twitter.com\/valleyfcu\" target=\"_blank\" rel=\"noopener\">Twitter<\/a>\u00a0to learn more financial tips from our credit union.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Previously, we mentioned the importance of opening a savings account. This account is beneficial if you want to save for your future goals, such as getting a new car or enjoying a comfortable retirement. However, when life throws us curveballs, we may need to dip into our savings account from time to time. This can [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":5515,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[59],"tags":[],"class_list":["post-5513","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tips"],"_links":{"self":[{"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/posts\/5513","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/comments?post=5513"}],"version-history":[{"count":0,"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/posts\/5513\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/media\/5515"}],"wp:attachment":[{"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/media?parent=5513"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/categories?post=5513"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/tags?post=5513"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}