{"id":5574,"date":"2023-11-15T16:47:19","date_gmt":"2023-11-15T16:47:19","guid":{"rendered":"https:\/\/www.vfcu.net\/?p=5574"},"modified":"2023-11-15T17:00:35","modified_gmt":"2023-11-15T17:00:35","slug":"2-ways-to-lower-your-holiday-expenses-from-our-brownsville-credit-union","status":"publish","type":"post","link":"https:\/\/www.vfcu.net\/es\/2-ways-to-lower-your-holiday-expenses-from-our-brownsville-credit-union\/","title":{"rendered":"2 Ways to Lower Holiday Expenses from our Brownsville Credit Union"},"content":{"rendered":"<p>Have you started your holiday shopping? Now it\u2019s easier than ever to make purchases online, at a store, with curbside delivery, etc. However, the costs of holiday expenses for festive meals, parties, and presents can add up. Our credit union in Brownsville wants to suggest a few ways to keep your finances low. We recommend applying for the holiday skip-a-payment service available for our VFCU members.<\/p>\n<h2>Apply for Holiday Skip-A-Payment<\/h2>\n<p>Our holiday skip-a-payment allows you to skip a payment on all of your VFCU loans. <a href=\"https:\/\/www.vfcu.net\/holiday-skip-payment\/\">Submit this form<\/a>\u00a0at least two weeks before your due date. Skip-a-payment will enable you to pay your monthly bills, clear off debt and afford holiday purchases.<\/p>\n<p><img decoding=\"async\" class=\"aligncenter size-full wp-image-5576\" src=\"https:\/\/www.vfcu.net\/wp-content\/uploads\/2021\/11\/young-woman-holding-cash-from-a-personal-loan-brownsville.jpg\" alt=\"Young woman holding cash from a personal loan Brownsville\" width=\"600\" height=\"387\" title=\"\" srcset=\"https:\/\/www.vfcu.net\/wp-content\/uploads\/2021\/11\/young-woman-holding-cash-from-a-personal-loan-brownsville.jpg 600w, https:\/\/www.vfcu.net\/wp-content\/smush-webp\/2021\/11\/young-woman-holding-cash-from-a-personal-loan-brownsville-300x194.jpg.webp 300w\" sizes=\"(max-width: 639px) 98vw, (max-width: 1199px) 64vw, 600px\" \/><\/p>\n<h2>Terms and Condition<\/h2>\n<p>Certain restrictions do apply for the holiday skip-a-payment service. Here are a few you should know before submitting your request:<\/p>\n<ul>\n<li>Loans must not be more than ten days delinquent from the due date.<\/li>\n<li>Members are still responsible for interest accrued as a result of the payment being skipped.<\/li>\n<li>This service is not valid for single payment loans, workout loans for the last six months or extensions in the past six months, lot loans, and other special loans.<\/li>\n<\/ul>\n<h2>Follow These Online Shopping Tips<\/h2>\n<p>Another way to keep your expenses low is to maximize your online shopping. We highly recommend following these tips from the Federal Trade Commission.<\/p>\n<ul>\n<li>Compare online prices and take into account shipping costs.<\/li>\n<li>Read reviews and descriptions for all products you want to buy.<\/li>\n<li>Take note of the date, time, name of the website you shopped at.<\/li>\n<li>Pay by <a href=\"https:\/\/www.vfcu.net\/cards\/credit-cards\/\">credit card<\/a> and shop with websites that use \u2018https:\u2019 instead of \u2018http:\u2019<\/li>\n<li>Keep records of all your purchases, including online receipts and email confirmations.<\/li>\n<li>Double read return policies before making any purchase.<\/li>\n<\/ul>\n<h2>Follow Our Credit Union Online<\/h2>\n<p>Bank Brownsville by following our local federal credit union on\u00a0<a href=\"https:\/\/www.facebook.com\/ValleyFederalCreditUnion\/\" target=\"_blank\" rel=\"noopener\">Facebook<\/a>,\u00a0<a href=\"https:\/\/www.instagram.com\/valleyfederalcreditunion\/\" target=\"_blank\" rel=\"noopener\">Instagram<\/a>, and\u00a0<a href=\"https:\/\/twitter.com\/valleyfcu\" target=\"_blank\" rel=\"noopener\">Twitter<\/a>\u00a0if you want to learn more about saving money, our services, and other financial tips!\u00a0<a href=\"https:\/\/www.vfcu.net\/contact\/\">Send us a message<\/a>\u00a0online or call (956) 546-3108 for any questions.<\/p>\n<p>*Certain restrictions may apply.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Have you started your holiday shopping? Now it\u2019s easier than ever to make purchases online, at a store, with curbside delivery, etc. However, the costs of holiday expenses for festive meals, parties, and presents can add up. Our credit union in Brownsville wants to suggest a few ways to keep your finances low. We recommend [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":5575,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[58],"tags":[79,80,75,78],"class_list":["post-5574","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-holiday-skip-a-payment","tag-bank-brownsville","tag-banks-brownsville","tag-local-federal-credit-union","tag-valley-credit-union"],"_links":{"self":[{"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/posts\/5574","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/comments?post=5574"}],"version-history":[{"count":0,"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/posts\/5574\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/media\/5575"}],"wp:attachment":[{"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/media?parent=5574"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/categories?post=5574"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/tags?post=5574"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}