{"id":5663,"date":"2022-03-09T16:39:56","date_gmt":"2022-03-09T16:39:56","guid":{"rendered":"https:\/\/www.vfcu.net\/?p=5663"},"modified":"2022-03-09T16:39:56","modified_gmt":"2022-03-09T16:39:56","slug":"make-the-most-of-your-income-tax-refund-at-our-local-federal-credit-union-in-harlingen","status":"publish","type":"post","link":"https:\/\/www.vfcu.net\/es\/make-the-most-of-your-income-tax-refund-at-our-local-federal-credit-union-in-harlingen\/","title":{"rendered":"Make the Most of Your Income Tax Refund at our Local Federal Credit Union in Harlingen"},"content":{"rendered":"<p>Have you filed\u00a0<a href=\"https:\/\/www.vfcu.net\/2018\/02\/15\/tax-prep-checklist-forms-keep-mind\/\">your income taxes<\/a>\u00a0yet? You may be tempted to use your tax refund on a new game console or kitchen appliance, but we highly recommend saving it or investing it instead. Our credit union in Brownsville offers\u00a0<a href=\"https:\/\/www.vfcu.net\/savings-and-checking\/\">several ways you can invest<\/a>\u00a0it. Use these three tips on how to save and invest your tax refund.<\/p>\n<h2>Save Your Money for Big Expenses<\/h2>\n<p>Saving your money now can help you afford bigger purchases later on. Choose what you want to save money for:<\/p>\n<ul>\n<li>Education<\/li>\n<li>Emergencies<\/li>\n<li>New vacation<\/li>\n<li>Transportation<\/li>\n<li>Medical expenses<\/li>\n<li>Home maintenance<\/li>\n<\/ul>\n<p>If you need financial help in all of these areas, categorize them into short to long-term goals. Short-term goals are achieved in a few months, Medium-term goals can be saved up for a year, and long-term goals should be invested in slowly.<\/p>\n<h2>Minimize Debt<\/h2>\n<p>Another advantage to saving you money is to put it toward paying off your debts. Paying off your debts will remove all the debt you owe at once. This may take longer, but doing so can help you eliminate unfixed interest rates. Ask our loan officers how a\u00a0<a href=\"https:\/\/www.vfcu.net\/loans\/consolidation-loan\/\">consolidation loan<\/a>\u00a0can help you pay off your debt in more manageable payments.<\/p>\n<h2>Invest in Yourself<\/h2>\n<p>Saving can be hard to do for some people, but it\u2019s all about prioritizing your money the right way. A checking and savings account in Harlingen is a good start, but you can also take out a small percentage every paycheck to help you accrue savings.<\/p>\n<p>There are a few popular saving methods:<\/p>\n<ul>\n<li>Save 10% on each paycheck.<\/li>\n<li>Save 20% off your monthly income.<\/li>\n<li>Put your income tax return in an\u00a0<a href=\"https:\/\/www.vfcu.net\/savings-and-checking\/iras\/\">IRA account<\/a>.<\/li>\n<\/ul>\n<h2>Download our App to Bank in Harlingen<\/h2>\n<p>Downloading our Valley FCU\u00a0<a href=\"https:\/\/www.vfcu.net\/savings-and-checking\/benefits-of-using-your-mobile-app\/\">mobile app<\/a>\u00a0\u00a0to make saving money so much easier. You can also transfer money, use\u00a0<a href=\"https:\/\/www.vfcu.net\/savings-and-checking\/mobile-deposits\/\">a mobile check deposit<\/a>\u00a0for your bills, and use\u00a0<a href=\"https:\/\/www.vfcu.net\/zelle\/\">Zelle\u00ae<\/a>\u00a0to send money to other people. These services and more will help you stay on top of where your money is going.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Have you filed\u00a0your income taxes\u00a0yet? You may be tempted to use your tax refund on a new game console or kitchen appliance, but we highly recommend saving it or investing it instead. Our credit union in Brownsville offers\u00a0several ways you can invest\u00a0it. Use these three tips on how to save and invest your tax refund. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":5664,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[59],"tags":[77,76,103,104,84,105,81,101,75,102,78,100],"class_list":["post-5663","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tips","tag-bank-harlingen","tag-banks-harlingen","tag-checking-account-harlingen","tag-credit-union-harlingen-tx","tag-credit-union-harlingen","tag-federal-credit-union-harlingen","tag-harlingen-credit-union","tag-loans-harlingen","tag-local-federal-credit-union","tag-savings-account-harlingen","tag-valley-credit-union","tag-valley-fcu"],"_links":{"self":[{"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/posts\/5663","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/comments?post=5663"}],"version-history":[{"count":0,"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/posts\/5663\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/media\/5664"}],"wp:attachment":[{"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/media?parent=5663"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/categories?post=5663"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/tags?post=5663"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}