{"id":5667,"date":"2022-03-18T19:42:29","date_gmt":"2022-03-18T19:42:29","guid":{"rendered":"https:\/\/www.vfcu.net\/?p=5667"},"modified":"2022-03-18T19:42:29","modified_gmt":"2022-03-18T19:42:29","slug":"stay-up-to-date-this-national-credit-education-month-at-our-harlingen-credit-union","status":"publish","type":"post","link":"https:\/\/www.vfcu.net\/es\/stay-up-to-date-this-national-credit-education-month-at-our-harlingen-credit-union\/","title":{"rendered":"Stay Up to Date this National Credit Education Month at our Harlingen Credit Union"},"content":{"rendered":"<p class=\"p1\">Do you consider yourself an expert on saving money, budgeting, and finding good deals? Then you&#8217;ll want to celebrate National Credit Education Month.<\/p>\n<p class=\"p1\">A credit score is a number that reflects how likely you are to repay a loan. While this number doesn&#8217;t seem like a big deal, it can be. There can be a lot of misinformation about credit, so our credit union in Harlingen wants to share a few pointers you need to know.<\/p>\n<h2 class=\"p4\">What&#8217;s in a number?<\/h2>\n<p class=\"p1\">According to the Federal Trade Commission (FTC), A good credit score usually falls between 300 and 850. These numbers are determined by trustworthy credit bureaus such as Experian, Equifax, and Trans Union.<\/p>\n<p class=\"p1\">It&#8217;s calculated by:<\/p>\n<ul class=\"ul1\">\n<li class=\"li1\">Looking at your payment history.<\/li>\n<li class=\"li1\">The amount of debt you owe.<\/li>\n<li class=\"li1\">The number of loans you have in your name.<\/li>\n<\/ul>\n<p class=\"p1\">You can also get your credit score checked through our <a href=\"https:\/\/www.vfcu.net\/savings-and-checking\/benefits-of-using-your-mobile-app\/\"><span class=\"s2\">Mobile App<\/span><\/a>!<\/p>\n<h2 class=\"p4\">Why are Credit Reports Important?<\/h2>\n<p class=\"p1\">Credit scores are checked if you want to purchase a home, rent an apartment, want to borrow a loan, and even open a credit card. This score is so vital that checking it too often can affect your score, and some scammers pretend to charge you to check your score.<\/p>\n<h2 class=\"p4\">How to Celebrate National Credit Education Month<\/h2>\n<p class=\"p1\">Share what you have learned about credit with people who don&#8217;t know on <a href=\"https:\/\/www.facebook.com\/ValleyFederalCreditUnion\/\" target=\"_blank\" rel=\"noopener\"><span class=\"s2\">Facebook<\/span><\/a>, <a href=\"https:\/\/twitter.com\/valleyfcu\" target=\"_blank\" rel=\"noopener\"><span class=\"s2\">Twitter<\/span><\/a>, and <a href=\"https:\/\/www.instagram.com\/valleyfederalcreditunion\/\" target=\"_blank\" rel=\"noopener\"><span class=\"s2\">Instagram.\u00a0<\/span><\/a><\/p>\n<p class=\"p1\">You can also:<\/p>\n<ul class=\"ul1\">\n<li class=\"li1\">Pay your bills and loan payments on time.<\/li>\n<li class=\"li1\">Teach your kids about the importance of credit.<\/li>\n<li class=\"li1\">Create a payment plan on your loans with our credit union in Harlingen.<\/li>\n<li class=\"li1\">Do not close older credit accounts as they help establish you are reliable.<\/li>\n<\/ul>\n<h2 class=\"p4\">Reach Out to Our Credit Union in Harlingen<\/h2>\n<p class=\"p1\">If you want to borrow a loan, but aren&#8217;t sure how it will impact you in the long run, then <a href=\"https:\/\/www.vfcu.net\/contact\/\"><span class=\"s2\">message us online<\/span><\/a> and ask about our loans <a href=\"https:\/\/www.vfcu.net\/loans\/signature-and-personal-loans\/\"><span class=\"s2\">and personal loans<\/span><\/a> in Harlingen!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Do you consider yourself an expert on saving money, budgeting, and finding good deals? Then you&#8217;ll want to celebrate National Credit Education Month. A credit score is a number that reflects how likely you are to repay a loan. While this number doesn&#8217;t seem like a big deal, it can be. There can be a [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":5668,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[52],"tags":[76,101,75,86],"class_list":["post-5667","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financial-education","tag-banks-harlingen","tag-loans-harlingen","tag-local-federal-credit-union","tag-personal-loans-harlingen"],"_links":{"self":[{"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/posts\/5667","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/comments?post=5667"}],"version-history":[{"count":0,"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/posts\/5667\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/media\/5668"}],"wp:attachment":[{"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/media?parent=5667"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/categories?post=5667"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/tags?post=5667"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}