{"id":6297,"date":"2023-05-24T17:13:06","date_gmt":"2023-05-24T17:13:06","guid":{"rendered":"https:\/\/www.vfcu.net\/?p=6297"},"modified":"2023-05-25T17:20:19","modified_gmt":"2023-05-25T17:20:19","slug":"tips-to-manage-your-credit-card-2","status":"publish","type":"post","link":"https:\/\/www.vfcu.net\/es\/tips-to-manage-your-credit-card-2\/","title":{"rendered":"Tips to Manage Your Credit Card From Our Local Federal Credit Union PT 2"},"content":{"rendered":"

As previously mentioned, you should start by applying for a\u00a0credit card<\/span><\/a> to build up your credit. Although setting up a card is easy, it’s important to be proactive and keep your credit card safe to avoid situations like identity theft. Here are a few ways to manage your credit card and keep your information safe!<\/p>\n

Start As Soon As Possible<\/b><\/h2>\n

Setting up a good security foundation early can potentially avoid identity theft and credit card fraud. A few ways you can do so is by:<\/p>\n

\u25cf Turning on account alerts and being notified of suspicious activity.<\/p>\n

\u25cf Choosing a secure password and PIN; create a strong password using small letters, big letters, numbers, and symbols.<\/p>\n

\u25cf Signing the back of your card so merchants can compare your card signature to identify a match.<\/p>\n

Do not Share Account Information<\/b><\/h2>\n

Never email account information to anyone; this includes merchants online. If a person asks you to send personal information through message or email to confirm purchases, you should immediately report them.<\/p>\n

Stay Secure Online<\/b><\/h2>\n

\u25cf Always log off of a website whenever you finish using it.<\/p>\n

\u25cf Never store credit card information on a website to avoid fraud.<\/p>\n

\u25cf Use an online payment system such as\u00a0ZELLE<\/span><\/a>\u00a0to make online transactions.<\/p>\n

\u25cf Avoid using public wifi when making transactions online to prevent hackers from viewing your data.<\/p>\n

\u25cf Only shop at websites with \u00abhttps\u00bb with the \u00abs\u00bb meaning \u00absecure.\u00bb This will ensure that your information isn’t being shared with anyone else online<\/p>\n

Stay Cyber-Safe<\/b><\/h2>\n

Phishing is a term that refers to fraudulent attempts to steal your information. Some examples of phishing include:<\/p>\n

\u25cf Clicking on websites you don’t recognize.<\/p>\n

\u25cf Giving information to those on a call from a suspicious number.<\/p>\n

\u25cf Receiving email addresses that differ from legitimate email addresses.<\/p>\n

Report Fraud ASAP<\/b><\/h2>\n

If you notice any fraud attempts mentioned, you should report them immediately and notify your bank.<\/p>\n

\u25cf Call your bank to report a potential scam.<\/p>\n

\u25cf Double-check your receipts and make sure that they match.<\/p>\n

\u25cf Maintain an updated list of your credit cards and account numbers.<\/p>\n

Apply for Credit Cards During the Summer<\/b><\/h2>\n

Summer vacations are a peak season for scammers and hackers. You can avoid your money being used when you use credit. Become a VFCU member and gain access to a free credit score when you download the\u00a0Mobile Money App<\/span><\/a>\u00a0and get competitive\u00a0credit card rates<\/span><\/a>. Enjoy:<\/p>\n

\u25cf Fixed rates<\/p>\n

\u25cf No cash advance<\/p>\n

\u25cf No annual fees<\/p>\n

Apply and receive one of our exclusive credit card services such as :<\/p>\n

\u25cf Platinum card<\/p>\n

\u25cf Gold card<\/p>\n

\u25cf Classic card<\/p>\n

Apply for Financing Hassle-Free & Use these Tips to Manage your Credit Card<\/b><\/h2>\n

Apply\u00a0<\/a><\/span>hassle-free online and\u00a0contact us<\/span><\/a>\u00a0if you have any questions regarding financing for the summer to get the\u00a0most benefits<\/span><\/a>\u00a0from your local federal credit union in Harlingen.<\/p>\n","protected":false},"excerpt":{"rendered":"

As previously mentioned, you should start by applying for a\u00a0credit card to build up your credit. Although setting up a card is easy, it’s important to be proactive and keep your credit card safe to avoid situations like identity theft. Here are a few ways to manage your credit card and keep your information safe! […]<\/p>\n","protected":false},"author":1,"featured_media":6298,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[59],"tags":[114,125,108],"class_list":["post-6297","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tips","tag-banking-at-our-local-federal-credit-union","tag-manage-your-credit-card","tag-vfcu"],"_links":{"self":[{"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/posts\/6297","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/comments?post=6297"}],"version-history":[{"count":0,"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/posts\/6297\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/media\/6298"}],"wp:attachment":[{"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/media?parent=6297"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/categories?post=6297"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.vfcu.net\/es\/wp-json\/wp\/v2\/tags?post=6297"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}