Credit Unions and Technology Publicado en noviembre 20, 2012 el 10:49 pmEscrito por VFCU - Valley Federal Credit Union It seems as though every bank today has a mobile app or offers easier ways to bank from your computer. Credit unions are not far behind. In fact some larger credit unions are ahead of banks when it comes to technological advances like web chat, click to call or remote tellers. The reason for this... read more Housing Bubble Aftermath Driving Credit Union Membership Publicado en octubre 30, 2012 el 3:06 pmEscrito por VFCU - Valley Federal Credit Union In the wake of the housing bubble’s burst and the aftermath leading to the Great Recession, credit union membership has grown. The driving forces behind membership increases are assisting in home purchasing and refinancing of existing home mortgages. Since their inception, credit union memberships have resulted in customers wanting to open low interest checking accounts,... read more Credit Unions and Party Politics Publicado en octubre 30, 2012 el 2:56 pmEscrito por VFCU - Valley Federal Credit Union When asked which political party tends to ally itself with the credit industry, Patrick La Pine, the president and CEO of the League of Southern Credit Unions, stated that both major parties have warmly received the industry. Having worked with individual lawmakers, the credit industry has received support in regards to Member Business Lending (MBL)... read more Lawmakers Consider Removing Non-Working Spouse Rule from CARD Act Publicado en septiembre 25, 2012 el 3:41 pmEscrito por VFCU - Valley Federal Credit Union Lawmakers Consider Removing Non-Working Spouse Rule from CARD Act Richard Cordray, Director of the Consumer Financial Protection Bureau (CFPB), told lawmakers at a House Financial Services committee hearing this week that the CFPB will likely change the CARD Act to allow credit cards to be given to qualified non-working spouses in their own name. The... read more Hurricane Isaac: NCUA Offers Protection With Disaster Relief Policy Publicado en agosto 30, 2012 el 6:33 pmEscrito por VFCU - Valley Federal Credit Union Hurricane Isaac: NCUA Offers Protection With Disaster Relief Policy Considering the current state of consumers affected by Hurricane Isaac, the National Credit Union Administration (NCUA) is preparing with quick alterations on policies, activating the Disaster Relief Policy. The NCUA is lending a helping hand to its members by reminding them that their deposits will remain... read more Small Digital Screens: Credit Unions Technologically Advancing Publicado en agosto 21, 2012 el 7:20 pmEscrito por VFCU - Valley Federal Credit Union Small Digital Screens: Credit Unions Technologically Advancing Credit union branches are making innovative additions by installing small digital, Internet-connected flat screens for optimal member experience inside branch buildings. In today’s society, we are attracted by technological perks, rather than paper brochures. Credit unions are aware of the soon-shall-be obsolete brochure and quickly adopting this new... read more Financial Enlightenment in Today’s World Publicado en agosto 14, 2012 el 4:39 pmEscrito por VFCU - Valley Federal Credit Union Credit unions not only offer the beneficial perks of practically little to no fees, low APRs and membership involvement, but they teach you how to be smart with your money. If you’re not the brightest bulb in the building as far as financial savviness is concerned, don’t sweat it. Today’s world is financially threatened by... read more Credit Unions: Membership and $1 Trillion in Assets on the Rise Publicado en julio 30, 2012 el 8:10 pmEscrito por VFCU - Valley Federal Credit Union Credit Unions: Membership and $1 Trillion in Assets on the Rise The National Credit Union Administration (NCUA) submitted analyzed data stating that the first quarter of 2012 showed significant improvements for credit unions. NCUA Board Chairman Debbie Matz stated, “The credit union industry reached important milestones in late March.” This is because credit union assets... read more Banks Under Fire by the FDIC Publicado en julio 18, 2012 el 4:50 pmEscrito por VFCU - Valley Federal Credit Union Banks Under Fire by the FDIC More than a 100 complaints from depositors have flooded the offices of the Federal Deposit Insurance Corporation (FDIC) as callers protest being charged for fees issued by banks. The banks are charging customers alleged “FDIC fees” for deposit insurance assessments. According to the Credit Union Times, the FDIC has... read more Better Business Bureau Gives the Gift of Christmas Tips Publicado en julio 10, 2012 el 8:34 pmEscrito por VFCU - Valley Federal Credit Union Better Business Bureau Gives the Gift of Christmas Tips The Better Business Bureau (BBB) recently stated that opening a Christmas Club account this year with your credit union can help prevent financial debt during the holidays. They advise that a Christmas Club account is a good way to start saving money so that you can... read more « 1 … 27 28 29 30 31 32 33 34 »