Individual Retirement Account Certificates
Term Rate APY 12 MO 0.50% 0.50% 18 MO 0.55% 0.55% 30 MO 0.65% 0.65% Comments & Restrictions $1,000 Minimum to open. Subject to federal tax penalties & restrictions. Also subject to early withdrawal penalty.
Roth IRA Certificates
Term Rate APY 12 MO 0.50% 0.50% 18 MO 0.55% 0.55% 30 MO 0.65% 0.65% Comments & Restrictions $1,000 Minimum to open. Subject to federal tax penalties & restrictions. Also subject to early withdrawal penalty.
Educational IRA Certificates
Term Rate APY 12 MO 0.50% 0.50% 18 MO 0.55% 0.55% 30 MO 0.65% 0.65% Comments & Restrictions $500 Minimum to open. Subject to federal tax penalties & restrictions. Also subject to early withdrawal penalty.
Money Market Fund
Rate APY 0.25% 0.25% Comments & Restrictions Dividends paid on balances over $2,500.00. Rates subject to certain requirements, restrictions and service charges.
Savings & Checkings
Account Type Rate APY Comments Regular Share Account 0.15% 0.15% Dividends paid on balances over $500.00. Youth Share Account 0.15% 0.15% Dividends paid on balances over $100.00 Christmas Club Account 0.15% 0.15% Dividends paid on balances over $1.00 Share Secured Account 0.15% 0.15% Dividends paid on balances over $500.00. IRA Share Account 0.25% 0.25% Minimum