Free Checking, Brownsville Free Checking, Checking in Harlingen

Youth Share Draft (77)

vfcu youth checking 1 - VFCU

At VFCU, we understand the importance of fostering smart money habits from an early age. Our Youth Checking Accounts are designed to make banking fun and educational for the younger generation. Teach your child the value of savings, responsible spending, and the joy of watching their money grow with Valley Federal Credit Union. Start their financial journey today, because at VFCU, we believe in building a brighter financial future for every member of the family!

Account Services

No Monthly Fee, No Minimum Balance
Visa Cards with Reward Points (
Non-Sufficent Funds (NSF) $30.00
Charge Back Fee $30.00

Minimum Balance Requirements: The minimum balance required to open this account is $25.00.


  • No Monthly Service Fee
  • VFCU ATMs are Free to Use
  • Stripes ATMs Cost $0.75 to Use
  • Non VFCU ATMs Cost $2.50 to Use
  • Free Online Banking: Bill Pay, e-Statements, Mobiliti, Text Alerts
  • Notary Service Cost $5.00 to Use
  • Visa Debit (with UChoose Rewards Points)