Become a Local Federal Credit Union Member, Best Brownsville Credit Union, Credit Union in Harlingen

Become a Local Federal Credit Union VFCU Member Today!

Want to be part of a local federal credit union that cares about helping its members? Valley Federal Credit Union has the stability you need. If you live, work, attend school or reside in Cameron or Willacy County, you are eligible to join the family!

The members of VFCU enjoy free checking accounts and extremely low APR and APY rates, among other things. We also have 700 Stripes ATM locations valley-wide to go with our great member service. Discover a Better Banking Experience in Brownsville and Harlingen.

Local Federal Credit UnionLoans We Offer

At Valley Federal Credit Union, we understand that financial needs vary, and we’re here to meet them. Explore our diverse range of loans designed to cater to your unique requirements.

Personal Loans in Harlingen

  • Holiday LoanWhether it’s festive decorations, gifts, or travel plans, this loan ensures your holidays are filled with joy.
  • Seasonal LoanWhether it’s a getaway, adventure, retreat, we have the financing to make it happen.
  • Signature / Personal LoanFulfill your personal aspirations with our Signature Loan.
  • Loyalty LoanAs a token of appreciation to our valued members, we offer exclusive special rates and benefits when you choose VFCU.

Loans for Your Assets

  • New and Used AutoDreaming of a new car or looking for a reliable used one? Our Auto Loan options make driving your ideal vehicle a reality.
  • Motorcycle, Boat, RVEmbark on exciting adventures whether it’s a motorcycle, boat, or RV, we have the financing to fuel your passion.
  • Home Equity LoansUnlock the potential of your home and leverage the value you’ve built to finance home improvements.
  • Lot Loan Whether you’re planning to build your dream home or secure a piece of land, we’re here to support your aspirations.

Loans for Your Growth

  • Consolidation LoanSimplify your finances with a Consolidation Loan. Combine multiple debts into a single, manageable loan with competitive rates.
  • Share Secured LoansSecure a loan using your savings as collateral with our Share Secured Loans. Access funds while still earning dividends on your savings.

Services for Your Financial Growth

Your financial well-being is our top priority, and our member services reflect our commitment to providing comprehensive and convenient banking solutions.

  • Instill valuable money management skills from an early age with our Youth Share Draft account.
  • Experience hassle-free banking with our FREE Checking account.
  • Earn rewards, access exclusive features, and enjoy personalized service with our STAR Checking Account.
  • Start saving for a dream emergency fund, a vacation, or future plans with our Savings options.
  • Earn competitive interest rates while maintaining liquidity with our Money Market accounts.
  • Secure your future with our Individual Retirement Accounts from a variety of IRA options.
  • Conveniently use Mobile Check Deposit to save time from the comfort of your home.

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Mobile Banking

Download our feature-rich mobile app for a seamless banking experience at our local federal credit union. As a bonus, members receive a free credit score upon signup!

  • UChoose RewardsTurn rewards for everyday purchases into exciting rewards and experiences.
  • Online Banking and Bill Pay – Stay in control of your accounts with easy access and streamlined bill payments – anywhere, anytime.
  • Apple Pay – Make purchases with just a tap of your phone, providing a safer and faster payment experience.
  • Zelle – Simplify the process of splitting bills or sending funds to friends and family.
  • Mobile Check Deposit – Save a trip to the branch by capturing check images with your mobile device.

Get a FREE Credit Check – Members get a free credit check when downloading the VFCU Mobile App.

Join Now

Your Local Federal Credit Union

For more information on how you can join VFCU your local federal credit union, visit us at any of our locations, call our main office in Brownsville or our Harlingen branch.