Christmas Club, Brownsville Credit Union, Harlingen Credit Union

Christmas Club

A Christmas Club account is a savings accounts generally opened at the beginning of the calendar year, and allows you to set up automatic contributions regularly. Then as our Harlingen credit union pays interest on the balance, your savings will grow.

Then you can withdraw the money and use for your holiday expenses.

Minimum Balance Requirements: The minimum balance required to open this account is $1.00. If the account does not have a balance of $25.00 by April 1st, the account will be closed and the money returned to you.

Fees: No early withdrawals. Accounts will be closed and a $10.00 fee will be charged.

Time Requirements: All deposits must be made by October 31st and funds will be transferred to your share account by mid-November, with the exception of $1.00 to keep the account open.

Rate Information: The dividend rate is subject to change without prior notice.