3 Reasons to Use a Brownsville Credit Union When managing your finances, choosing a Brownsville credit union over a traditional bank can be a game-changer. Credit unions are known for their community-focused approach, lower fees, and superior customer service. Unlike big banks that prioritize shareholder profits, credit unions focus on the financial well-being of their members, providing better rates and personalized solutions for everyday banking needs. Top Reasons to Choose a Credit Union Competitive Loan Rates Whether you need an auto loan, personal loan, or home loan, credit unions offer significantly lower interest rates than most banks. Flexible repayment terms make fitting monthly payments into your budget easier. Local Decision-Making Loans and financial services are approved locally, ensuring faster and more personalized assistance. Credit unions take a member-first approach instead of relying on rigid corporate policies. Better Member Benefits Higher savings rates on checking, savings, and CDs help your money grow faster. Financial literacy programs and expert guidance provide the tools to help you make smart financial choices. Fewer and lower fees on everyday transactions, such as overdrafts, account maintenance, and ATM withdrawals. Affordable Loans & Credit Cards At Shepard Walton Employee Benefits, we offer a variety of affordable loan options designed to meet your financial needs. Whether you’re financing a car, covering unexpected expenses, or looking for a low-interest credit card, we have you covered. Loan Options We Offer: New & Used Auto Loans – Get pre-approved with competitive rates and flexible terms. Personal & Signature Loans – Use funds for medical bills, home repairs, or any financial emergency. Seasonal Loans – Get extra cash for holidays, back-to-school expenses, or other seasonal needs. Debt Consolidation Loans – Simplify multiple debts into one manageable payment with a lower interest rate. More Than Just a Bank—A Financial Partner When you choose a Brownsville credit union, you’re not just opening an account—you’re becoming part of a member-driven financial community that prioritizes your success. Credit unions reinvest profits back into better services, improved loan rates, and financial education programs for their members. View this post on Instagram A post shared by Local Federal Credit Union (@valleyfederalcreditunion) Join a Credit Union That Puts You First If you’re looking for a more personalized banking experience with lower fees, better rates, and a commitment to helping the local community, VFCU is here for you. Contact us today to explore your options and start enjoying the benefits of credit union membership!