Year-Round Skip A Payment
Attention Members If you have been financially impacted by the Government shutdown please feel free to contact us at 956-546-3108

Year-Round Skip A Payment

Exciting News! 
Skip-A-Payment just got better!

Now you can skip up to TWO payments per year—any time YOU choose!
More flexibility. More freedom. More ways to fit your financial needs.

To complete a Skip-A-Payment request, this form must be submitted at least two weeks before the due date. Need some extra cash? You can now apply for Skip-A-Payment up to twice a year. Some restrictions may apply.

Ask for details. Fee per loan will be $25.00

Image 20250919 173730 095 - VFCUTo skip a VFCU loan payment, you must meet the following requirements:

  • Loan must not be over 10 days past due
  • 3 consecutive monthly payments must be made
  • Courtesy pay must not be negative for more than 30 days
  • Auto loans must have full coverage insurance
  • $25.00 fee per loan must be in the account when a skip is submitted

 

Image 20250919 173732 118 - VFCU

 

The Following Loans Do Not Qualify:

  • Single payment loans
  • Workout loans/Extensions in the last 6 mos.
  • Balloon Loans
  • Home Equity or Lot Loans
  • Loyalty Loans
  • Master Card

 

 

Image 20250919 173728 788 - VFCUSkip-A-Payment Today

Valley Federal Credit Union reserves the right to alter your selection if the payment for the period list has already been made. Payments already made, including payroll payment, will not be reversed. All other loan terms and conditions, as per your note and disclosure statement will still apply. Valley Federal Credit Union reserves the right to not process your skip payment if something has occurred which we believe may substantially reduce your ability to repay what you owe.


You will be responsible for the accrued interest as a result of the skipped payment
*** Must be submitted 2 weeks before due date***
Payments scheduled in October 2025 are not eligible to be skipped.

    Loan Number

    Monthly Payment

    Month You Would Like to Skip

    Name

    Account#

    Phone

    Email

    I have acknowledged that there will be a $25.00 fee per skipped loan. Skip payment fee must be available at the time of processing.

    By providing my e-signature below, I understand that the interest will continue to accrue during the deferred period. I understand that this will extend the term of my loan and agree with the terms and conditions of the Skip-A-Payment program.

    Other restrictions may apply. Please allow up to 5 business days for processing.

    E-Signature

    Date

    **You will receive an email if approved or denied to the email provided**