The New Year represents many things to everyone: a clean slate, a chance to wash away the mistakes of the previous year and starting new. Sadly, many New Year’s resolutions end up in failure because they’re excessively hard to accomplish, especially when it comes to changing the way we spend our money. If you really... read more
When shopping at retail and grocery stores, we tend to have an idea or list of what we’ll be purchasing. But when planning to purchase something more expensive, like a car, for example, comes into play, a longer, thought-out plan needs to be enforced. At Valley Federal Credit Union, we’ve put together seven tips to... read more
One of the best ways to resolve financial matters in a pinch is through a personal loan. Whether you want to boost your finances when you’re short on cash or need to pay off debt and consolidate it for one payment, a personal loan can really help. Read on for some helpful tips if you're... read more
If there is one perk for shopping online during the holidays, it’s avoiding the long lines and crowded aisles of big retailers. Shopping online lets you dash through your shopping list with just a few clicks here and there. Before you type in your debit or credit card number, though, keep in mind that there... read more
In our last post, we discussed money habits that can hurt your finances. We hope our tips didn’t scare you too much because we have a few more below. Don’t fret, these tips aren’t meant to send chills down your spine. If anything, they’re just tidbits of advice from us to help you save and... read more
Even though we hate to admit it, everyone has a habit of financially indulging in things they don’t need. Whether it’s a regular morning latte or a daily expensive salad at your favorite eatery, consider the gradual effects that spending on pricey items is having on your wallet. While a dollar here and there might... read more
The holidays are just around the corner and we know that some VFCU members could use an extra bit of cash for holiday presents, trips to see family members or maybe a vacation before the end of the year. Our Holiday-Skip-A-Payment service will let you do just that! As a VFCU member, all you have... read more
Having a budget is vital for paying off debts, adding to a savings account or paying for a family vacation. Learning how to properly budget your income sounds like an easy process, but following the plan can be a challenge. Splurging on a new outfit or dinner might sound harmless, but over time, these small... read more
At Valley Federal Credit Union, we’re always looking for ways to make our services more convenient and efficient for customers. For this reason, we’re proud to offer Apple Pay for those who love the convenience of fast and secure payments with their accounts! All you have to do is sync your account with the service.... read more
Thousands of college freshmen will be swarming Rio Grande Valley campuses this fall as eager, excited and optimistic individuals start the next chapter in their lives. One of the most overlooked parts of this new chapter, however, is financial stability. Being on your own can mean many things, and money shouldn’t be a concern. Valley... read more
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