3 Ways a Personal Loan Can Help You During the Holidays - VFCU
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3 Ways a Personal Loan Can Help You During the Holidays

The holiday season is filled with many celebrations and expenses like gifts, holiday meals, family get-togethers, and pricey vacations. As these costs add up, you could end up dealing with financial troubles before the beginning of 2021! Fortunately, our Harlingen credit union offers personal loans that help to make any purchase affordable. Learn about their benefits below.

They Can Support Your Budget

They Can Support Your Budget

Does your entire paycheck go to paying bills every month? If you’re struggling to make ends meets and have little to no money for the holidays, then a personal loan may be for you! Here are a few ways to make the most out of yours:

  • Never borrow more than you can handle.
  • Prioritize making loan payments once your repayment schedule begins.
  • Use future income like income tax returns and money gifts as payments toward your loans.

They Can Prepare You for Emergencies

They Can Prepare You for Emergencies

Need to repair a car or pay an unexpected medical bill? Personal loans are a great alternative during the holidays when you need money in an emergency. Not only do we offer affordable loans, but we also have our Mobile Money App to help you stay on track of your finances and more!

You Get Comparable Lending Rates

Compared to banks, VFCU is a not-for-profit institution that aims to create services for our members. Our loans can:

  • Potentially offer up to 100% financing.
  • Automatically be deducted from your account for your convenience.
  • Extend for up to 60 months with rates as low as 8.85% APR. 

Apply for a Loan Online!

Applying for a personal loan is easy and can be done online through our loan portal! If you have any questions about applying, contact us online or visit us in person. Please read our visitor guidelines on our homepage before visiting.

Rates are subject to change without notice. Certain restrictions apply. For more information, visit one of our locations.

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