Summer is nearly here and children are getting out of school already. How is your family going to enjoy summertime? While most have already planned their summer getaway, others are still thinking about where to go and how much to spend. Our local federal credit union in Harlingen offers services that complement your goals of saving and going on that summer trip.
Open A Savings Account And Save For Your Trip
Opening a savings account designated for your trip, will help you separate the money from your regular savings and make it easier to keep track of the amount. Valley Federal Credit Union offers competitive interest rates. A savings account in Harlingen is one of the great ways to grow your money. Savings accounts don’t only have to be used for vacation, they can also be for a rainy day or an emergency.
Contribute Weekly To Your Savings
Determine how much you can put into your vacation savings account and readjust your budget. Look into your monthly statements and figure out how much you spend on a given week, this way you can tweak your spending habit to save enough. Also, contributing weekly versus monthly will start to become a habit and become a priority.
Use a Personal/ Signature Loan For An Unforgettable Experience
Whether if it’s for climbing a mountain, water rafting, or just spending the entire day sipping a drink at the beach, a Valley Federal Credit Union Signature Loan will get you there. We offer a fast and easy way to get there with great rates and flexible terms. Even if it’s an acquired taste ( skydiving anyone?) make the adventure memorable with the help of our Personal Loans.
Flights and Travel
While Texas offers many attractions to visit during the summer, most vacationers will need to fly. Try buying your airline tickets in advance, also finding discounts on websites is easier if you look earlier than later. Another way to save while flying is to look for connected flights, while they might be more tedious, they’re usually always cheaper. Packing light is another way to save since airlines now charge for extra carryons and luggage. Remember most airlines will charge an extra $40 for an additional carry-on.
Home or Hotel?
Renting a home or condo sometimes costs the same as a hotel. Remember that while hotels are convenient, they also offer fewer amenities and are very small. Ironically, it’s usually one of the biggest expenses on your vacation budget.
- Scout for the best deals online
- Consider renting homes on Airbnb
- Opt-out of hotel perks, including wi-fi, continental breakfast, and mini-bar snacks.
Try to pack some portable entertainment with you, should you get the urge to watch a movie. Getting rained in during a vacation is not uncommon and being prepared beats going to the local theatre and spending an additional $9-15 on movies plus snacks. Pack your DVD’s and laptop, and make a list of movies that are on you bucket list.
Don’t Break Your Wallet And Track Your Expenses Online
It’s easy to lose track of your budget when you swipe your debit card. Don’t worry anymore with our Harlingen credit union’s Mobile App!
This summer, make sure to:
- Set up a budget before your go on vacation.
- Set up a daily budget your kids can spend on souvenirs.
- Use the app to track your expenses and send money to others.
Remember that while it is nice to buy things that will create memories, most souvenirs end up collecting dust. Ask yourself, do you really need that $15 keychain? Probably not.
Fly Away With Harlingen Credit Union
Contact our local federal credit union in Harlingen to learn more about our services available for summer!