5 Ways we Help Borrowers with Auto Loans with VFCU - VFCU

5 Ways we Help Borrowers with Auto Loans with VFCU

Need financing for your vehicle? Consider applying for our new and used auto loans with only the best interest rates available to you! Auto loans with VFCU provide financing for new and used auto vehicles with only the best interest rates and terms. Applying for auto loans is simple and easy, and when you apply for VFCU auto loans today, you may be able to receive: 

  • Up to 100% financing available
  • Low-cost extended warranty
  • Optional disability and life insurance
  • Guaranteed asset protection for your vehicle

By applying online, you can be in your new or used vehicle by week’s end! But is a credit union in Harlingen the best option? Let’s discuss.

Why Choose VFCU?

Our local federal credit union provides the best services in financing and other money-lending services such as loans and deposits. Our aim at VFCU is to provide low-interest loans for your needs. You can also enjoy regular banking in Harlingen or Brownsville, and ATM access in several locations in Cameron County. 

Current Auto Loans in Harlingen

  • New auto loans up to 75 months as low as 4.90%**
  • New auto loans up to 84 months as low as 6.25%**
  • Used auto loans up to 75 months as low as 6.25%**
  • Used auto loans up to 84 months as low as 7.25%**

VFCU vs Harlingen Banks

The primary benefit of going directly to a Harlingen bank or credit union is that you will likely receive lower interest. Harlingen banks will often offer the average amount of finances, or a comparable interest rates on loans. However, credit unions are known for offering lower rates, and benefits for members. Here is what VFCU and Harlingen banks have in common.


  • Investment accounts
  • More branches of banks
  • Offers savings and checking accounts


  • Offers better low interest rates and improved repayment periods.
  • We offer savings and checking accounts
  • Offer investment account opportunities including Roth IRA, IRA, and certificates.

VFCU Offers Financing for Different Loans 

VFCU is dedicated to providing the best services and rates to our customers. More so, we provide several loan services with reasonable rates to help you take charge of your financial situation. Each of our loans has specified rates that cater to your financial needs as well as provide you with plenty of options to help pay off your loans faster! Loans available with VFCU include:

Download the Mobile Banking App

One of the benefits of VFCU services is our mobile banking benefits! With our mobile banking, you gain access to bank accounts and statements right through your mobile device. Having the mobile banking app available to you means:

  • Easier payments and transfers.
  • Quick and easy access to your finances.
  • Access to Mobile Pay, Apple pay, and Zelle.
  • View history transactions and available balances.

Free credit score to check out your financial standing with a free credit score just for becoming a member!

Auto Loans with VFCU

When it comes to getting all of your finances in check for buying a car, your best bet is to apply for auto loans with VFCU? Apply online and become a VFCU member today.  

*Certain restrictions may apply.

**Rates are subject to change without notice

***For more information visit our main office or our Brownsville or Harlingen branch.

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