Valley Federal Credit Union proudly serves Brownsville, TX with checking, savings, auto loans, personal loans, and more. If you’ve been searching online for a credit union in Brownsville, chances are you’re looking for a better way to manage your money. Credit unions like Valley Federal Credit Union are designed to help members save more, borrow smarter, and feel truly valued in their banking experience.

Here’s what you need to know before making the switch.

Brownsville Branch Details

Brownsville Main Office
Address: 183 E. Price Road, Brownsville, TX 78521
Phone: (956) 546-3108

Lobby Hours (Brownsville): Mon–Thu 9am–5pm • Fri 9am–6pm • Sat Closed
Drive-Thru Hours (Brownsville): Mon–Fri 8:30am–6pm • Sat 8:30am–1pm

Open an Account →

Serving Brownsville since 1935

For over 90 years, Valley Federal Credit Union has helped local families and workers save smarter, borrow confidently, and bank with a member-first approach.

Discover the Top Benefits of Credit Union Membership

When compared to traditional banks, a credit union in Brownsville, TX offers several unique benefits. As a member, you’ll gain access to exclusive financial services designed to help you keep more of your hard-earned money.

Advantages of Joining a Credit Union:

Lower interest rates on loans and credit cards
Higher dividend rates on savings accounts
Fewer fees and lower minimum balance requirements
Personalized customer service focused on members

Looking for more value in your banking experience? A credit union membership could be your smartest financial move.

Learn Who Can Join and How Eligibility Works

You might be wondering if joining a credit union in Brownsville, TX is difficult. The good news is that many credit unions, including Valley Federal Credit Union, offer membership opportunities for a wide range of people living, working, or attending school in the area.

Typical Membership Eligibility Includes:

Living in eligible counties or regions
Working for a participating employer or organization
Family relationships with current members
Making a small initial deposit to open your account

Think you might qualify? Joining is often easier than most people realize.

Services Available in Brownsville

Checking
Everyday banking with fewer fees and local support.
Savings
Build your safety net with an insured savings account.
Auto Loans
Local financing options for new or used vehicles.
Personal Loans
Signature/personal loans with competitive rates and simple payments.

Community Involvement

We’re proud to show up for Brownsville—not just with better banking, but with real community support. From local celebrations and events to ongoing outreach, VFCU stays involved because this is our home.

See recent community events →

Explore the Easy Steps to Become a Member

Ready to take control of your financial future? Becoming a member of a credit union in Brownsville, TX is a simple process designed to get you banking with benefits right away.

How to Join in Just a Few Simple Steps:

Contact the credit union to confirm your eligibility
Complete a membership application online or in person
Open a savings account with a small initial deposit
Start enjoying lower rates, higher savings, and member-first service

Want to start saving smarter? Becoming a credit union member can be quick and easy.

Frequently Asked Questions

Is Valley Federal Credit Union federally insured?
Yes. VFCU is a member of the NCUA, and eligible member deposits are protected by the National Credit Union Share Insurance Fund (NCUSIF) (federal share insurance).
Most members receive coverage of up to $250,000 per owner, per insured credit union, per account ownership category.

Who can join in Brownsville?
Membership is available to people who work, attend school, or worship in Cameron/Willacy County (and eligible family relationships may also qualify).
If you’re not sure, call the Brownsville office and we’ll confirm eligibility quickly.

How do I open an account?
You can open an account online or in person:

Confirm eligibility (call or stop by)
Complete the membership application
Open your share/savings with a small initial deposit
Start using checking, savings, and lending services
To start online: Open an Account (New Members Only) →

Start Banking with a Credit Union That Works for You

Choosing to join a credit union Brownsville TX like Valley Federal Credit Union opens the door to better rates, fewer fees, and personalized service you won’t always find at a traditional bank. Whether you’re looking to save more, build credit, or access flexible loan options, becoming a credit union member can help you reach your financial goals faster.