If you are considering a new motorcycle, boat, RV, or other recreational vehicle. A credit union that knows your local area can offer competitive rates, flexible terms, and a smooth approval process. Learn how our recreational loans can help you enjoy more of what Brownsville has to offer, whether it’s cruising on a motorcycle or exploring the coast on a new boat.
Why Choose a Credit Union for Your Recreational Loans?
Credit unions operate under a not-for-profit model, focusing on giving back to members through better interest rates and reduced fees. When you apply for a recreational loan with us, you can expect transparent policies, personalized service, and a commitment to helping you achieve your financial goals.
Flexible Financing for Bikes, Boats & More
We understand the excitement and logistics involved in purchasing a motorcycle, boat, or RV, which is why we strive to make the process as simple as possible.
- 100% Financing: If you qualify, we can fund the full cost of your purchase, making it easier to budget for additional expenses like safety gear, maintenance, or registration fees.
- Refinancing Available: Already have an existing recreational loan? We’ll work with you to see if refinancing can save you money over the life of your loan.
- Simple Application Process: Our in-house approval process streamlines the steps, reducing paperwork and wait times.
- Credit Disability & Life Insurance: Protect yourself financially by adding coverage to your loan, ensuring payments are managed even if unexpected life events occur.
- Guaranteed Asset Protection (GAP): For added peace of mind, consider GAP to help cover any difference between what your insurance pays and what you still owe on your vehicle in the event of a total loss.
- Low-Cost Extended Warranty: Enjoy coverage for repairs and maintenance at a fraction of the cost you might find elsewhere.
Competitive Lending Rates
Our lending rates for recreational vehicles vary by term length and whether you’re purchasing new or used:
- Motorcycle & Recreational Vehicle (Boat, Jet Ski, ATVs, Tractors) – New:
- Up to 60 months: 8.85%**
- Up to 72 months: 9.35%**
- Up to 84 months: 9.85%**
- Up to 120 months: 10.85%**
- Used:
- Up to 60 months: 9.85%**
- Up to 72 months: 10.35%**
- Up to 84 months: 10.85%**
- Up to 120 months: 11.85%**
Rates are subject to change without notice. Certain restrictions may apply. Visit our main office or Harlingen branch for the most current information.
Local Expertise, Local Service
Choosing a local lender for your “loans Brownsville” search means you’ll get service from people who know your community and your needs. Our credit union prioritizes member satisfaction by offering convenient online and mobile banking options, personalized financial advice, and friendly staff ready to guide you through every step of the loan process.
Enjoy the Brownsville Lifestyle
From fishing trips on the Gulf Coast to scenic rides through the Rio Grande Valley, recreational activities are part of what makes Brownsville unique. We want to help you tap into that lifestyle with confidence and security. Our recreational loans let you focus on fun rather than finances.
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Get Started Today with Our Loans Brownsville
Whether you’re in the market for a motorcycle, boat, RV, or any other adventure-ready vehicle, we have the loans to make it happen. With a simple application process, competitive rates, and comprehensive protection options, you’ll be hitting the open road or cruising the water in no time. Skip the frustration and choose a local credit union that has your best interests at heart. Apply now and let us help you embark on your next big adventure.