Did you know there are fewer cars available at dealerships right now due to a microchip shortage? These microchips, known as semiconductors, are required in every vehicle. With fewer vehicles, car dealerships have raised prices to recuperate their losses. Fortunately, you don't have to accept a high interest rate from a dealership. You can apply... read more
When you’re in desperate need of cash, it’s easy to accept an offer from a lender you found online. However, there are many online loan scammers that should be avoided at all costs. Some promise you a personal loan in exchange for a small fee, while others ask for a social security number or banking... read more
If you don't have a financial plan for the rest of 2021 and going into 2022, then you’re missing out! Expenses can come up for school, holidays, and emergencies. Instead of scrounging up the cash to pay for them, you can make some smart decisions now to be more financially secure. Here’s your homework: follow... read more
Are you ready for the new school year? If you need school supplies for your kids or yourself, then it helps to have extra cash around! Valley Federal Credit Union in Harlingen now offers holiday loans that can help you get through the school year. Here’s what you need to know. How the Holiday Loan Helps... read more
Have you had a difficult time shopping for a vehicle? Fielding overbearing salesman, choosing the right car, and negotiating prices can be overwhelming. Fortunately, financing your vehicle doesn’t have to be a struggle. Get the financing you need easily by applying online with our Brownsville credit union! Check out these tips to help make your car... read more
In a previous blog, we discussed the importance of prepping for hurricane season. Although there are basic steps you can take to ensure your family’s safety, you also need to be financially prepared. Our credit union in Brownsville wants to share a few tips to help you out. Create a Financial Emergency Kit A financial emergency kit should include essential items... read more
Unlike many Harlingen banks out there, we offer services that benefit our members first and help save them cash for certain expenses like new vehicles and summer vacations. Make sure your summer finances are secure by taking advantage of three services from our Harlingen credit union that are sure to make things much easier on your wallet!... read more
Can you afford your summer expenses this year, such as a vacation, bills (air conditioning uses up a lot of electricity!), or back-to-school supplies? Unlike banks, our Harlingen credit union provides services focused on consumer loans and member savings. Check out a few of our lending services that will help make the most of your... read more
In a previous blog, we discussed online financial scams prominent during the pandemic. Due to so many people shopping online now more than ever, these scams have increased in number. These scammers made a habit of stealing information like credit scores, social security numbers, credit card data, and more. Valley Federal Credit Union in Brownsville... read more
Are you about to graduate? If so, then making the transition to living on your own and being financially responsible requires long-term, smart choices. Building your credit is the first step to securing a healthy financial standing where applying for loans or credit cards in the future will come into play. Learn more about how... read more
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